Senior Software Engineer - Fraud Risk (relocation support provided)

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Tallinn, Harju Maakond
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about our mission.

Job Description

Team you will be joining: Fraud Risk

The Fraud Risk team at Wise is dedicated to safeguarding our platform against financial crime and ensuring the protection of our legitimate customers. Leveraging cutting-edge machine learning, real-time transaction monitoring, and data analysis, our team is responsible for developing and enhancing fraud detection systems. Software engineers, data analysts, and data scientists collaborate on a daily basis to continuously improve our systems and provide support to our fraud investigation team.

Our main vision points are:

Build a globally scalable fraud prevention and detection engine to maintain Wise as a secure environment for our legitimate customers.

  • Utilise machine learning techniques to identify potential risks associated with customer activity.

  • Foster a strong partnership between our fraud investigators and the product team to develop solutions that leverage the expertise of fraud prevention specialists.

  • Not only meet the requirements set by regulators and auditors but also surpass their expectations.


Is that you?

  • Software engineering experience, with significant experience in Java or other JVM-based languages. 

  • 2+ years of experience in architecting big data systems with proven ability to propose and implement technical solutions that balance latency and throughput, particularly for real-time systems under high transaction loads.

  • Willingness to take broad ownership of squad responsibilities (building roadmaps, scoping) while mentoring teams on their technical and product roadmaps.

  • Experience in up-levelling junior engineers and providing guidance to senior engineer via processes and setting a high bar for them to follow

  • You are a proactive, effective communicator who is able to describe technical concepts to non-technical audiences and eager to learn new domains and have a strong bias towards action.

  • Experience leading engineering teams and driving large-scale projects to successful completion across multiple engineering teams is a nice-to-have.

What does success look like? 

  • You’ll have found your place in our mission by understanding how to drive engineering solutions and suggesting future challenges

  • You’ll understand our customers and the impact our product makes in their lives 

  • You’ll make contributions to the wider engineering goals of the company

  • You’ll inspire a team environment where ideas are shared and openness is valued

  • You’ll help us scale-up and build a world class money product that impacts millions of customers

#LI-MA4

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

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The Company
6,500 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money.

With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.

In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Not Specified
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Austin, TX
Brussels, BE
Hungary
Hyderabad, IN
Kuala Lumpur, MY
London, GB
New York, NY
São Paulo, BR
Tallinn, EE
Tokyo, JP
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