We’re building the AI infrastructure powering the future of financial operations - starting with automating the most painful and complex workflows in loan servicing.
Backed by a16z and Y Combinator, with $65M raised in Series A funding.
8-figure ARR < 2 years already serving > 20% of the auto lending industry, and processing millions of real customer calls and transactions daily.
Fully deployed with major financial institutions - not just PoCs.
We are expanding into new financial services segments!
In-person office culture in San Francisco, CA.
We're fully integrated with our customers, own the full stack, and are moving fast to bring modern AI into regulated industries where precision, reliability, and performance matter most.
About the Role
We're seeking a Software Engineer - Core Product to help us reshape how millions of loans are serviced through artificial intelligence. As a Product Engineer at Salient, you'll build and enhance our AI platform that automates and improves every aspect of loan servicing - from payment processing to fraud prevention to customer support. You will be responsible for both the 0→1 MVP development and the 1→10 growth and scaling of a product. You'll work directly on features that help lenders better serve their customers while improving compliance and reducing risk.
Responsibilities
Develop complete features across both frontend and backend layers of our application
Write clean, maintainable, and efficient code with appropriate test coverage
Troubleshoot and debug complex issues across the technology stack
Optimize application performance and scalability
Own both product manager and software engineer responsibilities
Balance technical considerations with user needs and business goals
Incorporate customer feedback into product and features
Requirements
4+ years of software engineering experience
Strong Python proficiency
Proven track record of shipping user-focused products
Excellence in cross-functional collaboration and communication
Deep empathy for user needs and passion for user experience
Enjoy being hacky - getting something out to the customer as soon as possible
Experience building scalable systems
We’re hiring for full stack and backend roles
Ability to work 4 days a week from our San Francisco office (open to candidates willing to relocate)
Nice to Have
Experience in highly regulated industry
Combination of both big tech and start-up experience
Knowledge of auto loan servicing
At Salient, we’re building at the edge of AI - fast, focused, and with real ownership. Sprints and major launches move quickly, and we look for people who are energized by that pace and ready to collaborate in person 4 days a week in our San Francisco office with a start time of 8:00 AM.
We also offer a benefits package designed to support our full-time employees: medical, dental, and vision coverage, a generous 401(k), and catered lunches.
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Top Skills
What We Do
At Salient, we’re rebuilding consumer loan servicing from the ground up - with agentic AI at the core. We started with auto lending, a $1.5 trillion industry and one of the most fragmented parts of financial services. We’re powering a more transparent, compliant, and consumer friendly future and seeking smart, driven and passionate colleagues to roll up their sleeves and join us in this mission. In under two years since launching: * We’ve grown to over $10M+ in ARR * Signed enterprise deals with some of the largest consumer lenders in the country * Reached over 2 million U.S. consumers, powering everything from payments to personalized support * Achieved cash flow positivity, giving us control over our own destiny * Raised $65M from top tier investors who believe in our long term vision * Processed more than $150M in loan payments and flagged $30M+ in fraud attempts using real-time AI systems * Identified over 35,000 compliance violations through automated regulatory intelligence
