Salient builds AI agents for regulated financial services. Our agents automate loan servicing, compliance, collections, recovery, insurance claims, and disputes for banks, captives, and specialty lenders.
We are:
Backed by a16z and Y Combinator, with $75M raised in Series A funding
Cash flow positive and profitable, with mid eight figure ARR achieved in under two years
Already serving more than 20% of the auto lending industry
Processing millions of real customer calls and transactions every day
Fully deployed in production with major financial institutions
Actively expanding into new financial services segments
Building together in person in San Francisco
We are deeply integrated with our customers, own the full technology stack, and move quickly to bring modern AI into regulated industries where precision, reliability, and performance matter.
About the Role
We're seeking a Sr Software Engineer, Product to help us reshape how millions of loans are serviced through artificial intelligence. As a Product Engineer at Salient, you'll build and enhance our AI platform that automates and improves every aspect of loan servicing - from payment processing to fraud prevention to customer support. You will be responsible for both the 0→1 MVP development and the 1→10 growth and scaling of a product. You'll work directly on features that help lenders better serve their customers while improving compliance and reducing risk.
Responsibilities
Develop complete features across both frontend and backend layers of our application
Write clean, maintainable, and efficient code with appropriate test coverage
Troubleshoot and debug complex issues across the technology stack
Optimize application performance and scalability
Own both product manager and software engineer responsibilities
Balance technical considerations with user needs and business goals
Incorporate customer feedback into product and features
Requirements
4+ years of software engineering experience
Strong Python proficiency
Proven track record of shipping user-focused products
Excellence in cross-functional collaboration and communication
Deep empathy for user needs and passion for user experience
Enjoy being hacky - getting something out to the customer as soon as possible
Experience building scalable systems
We’re hiring for full stack and backend roles
Ability to work 4 days a week from our San Francisco office (open to candidates willing to relocate)
Nice to Have
Experience in highly regulated industry
Combination of both big tech and start-up experience
Knowledge of auto loan servicing
At Salient, we’re building at the edge of AI - fast, focused, and with real ownership. Sprints and major launches move quickly, and we look for people who are energized by that pace. Our team typically works around 60 hours per week, beginning at 8:00 AM, with four days spent collaborating in person at our San Francisco office.
We also offer a benefits package designed to support our full-time employees: medical, dental, and vision coverage, a generous 401(k), and catered lunches.
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Skills Required
- 4+ years of software engineering experience
- Strong Python proficiency
- Proven track record of shipping user-focused products
- Excellence in cross-functional collaboration and communication
- Deep empathy for user needs and passion for user experience
- Experience building scalable systems
What We Do
At Salient, we’re rebuilding consumer loan servicing from the ground up - with agentic AI at the core. We started with auto lending, a $1.5 trillion industry and one of the most fragmented parts of financial services. We’re powering a more transparent, compliant, and consumer friendly future and seeking smart, driven and passionate colleagues to roll up their sleeves and join us in this mission. In under two years since launching: * We’ve grown to over $10M+ in ARR * Signed enterprise deals with some of the largest consumer lenders in the country * Reached over 2 million U.S. consumers, powering everything from payments to personalized support * Achieved cash flow positivity, giving us control over our own destiny * Raised $65M from top tier investors who believe in our long term vision * Processed more than $150M in loan payments and flagged $30M+ in fraud attempts using real-time AI systems * Identified over 35,000 compliance violations through automated regulatory intelligence
