As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As a Senior Software Engineer, you will contribute to the company-wide strategy for AI native software development, debugging, and testing. You will partner directly with engineering and product leadership to transform how hundreds of engineers work. You will move beyond simple tool adoption to design structured, agentic workflows that accelerate productivity and improve software quality through responsible AI integration.
You will join the Developer Productivity team within the Platform Engineering org. Our mission is to empower our engineers to ship high-quality products with confidence and high velocity. You'll help transform the software development lifecycle (SDLC) by embedding cutting-edge AI into the core of how we build, test, and ship software. This position will be hybrid from our Bengaluru office, as part of our expanding site. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to our Palo Alto HQ and Bangkok Site. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Translate the roadmap and architecture for integrating AI into core developer workflows. Evaluate and implement advanced architectures, including LLMs, RAG, and MCP.
- Build and maintain AI-augmented developer tools across our ecosystem (IDE/CLI, GitHub, Slack, Atlassian, and internal IDP) to reduce manual effort and cycle time.
- Design structured, agentic flows across the SDLC. This includes creating workflows for code authoring, automated test generation, incident response, and onboarding, leveraging tool use with human-in-the-loop gates.
- Develop and maintain integrations with existing SaaS solutions via APIs and custom connectors. Ensure AI capabilities are intuitive and accessible to non-technical audiences, as needed.
- Lead internal enablement by creating playbooks, "golden prompts," and onboarding guides.
- Collaborate with "AI champions" across teams to foster an AI-native engineering culture.
- Drive measurable outcomes through data-driven experiments—track metrics such as PR velocity, cycle time, and quality metrics.
WHAT WE'RE LOOKING FOR
- Bachelor’s or Master’s degree in Computer Science, Software Engineering, or related field (or equivalent practical experience).
- 4+ years of software development experience, with a specific focus on developer productivity and efficiency. Fluency in at least one of the following languages: Python or Go.
- Strong background in software engineering with experience building internal tools, developer platforms, or complex integrations.
- Familiarity with structured/agentic AI workflow frameworks, LLMs, RAG architectures, and the MCP.
- Experience working with developer APIs and platforms, including GitHub, Atlassian (Jira/Confluence), Slack, and Cortex.
- Ability to evaluate LLM output quality using techniques like human-in-the-loop feedback, rubric scoring, and golden datasets.
- Demonstrated ability to lead technical strategy and influence stakeholders.
- Strong communication skills and the ability to work effectively in a geographically distributed team environment.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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