Nium

Senior Scheme Manager

Reposted 14 Hours Ago

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Malta

Hybrid

Senior level

Blockchain • Fintech • Payments • Cryptocurrency

The Role

Manage card issuing operations and compliance standards across markets, serve as key point of contact with card networks, and ensure timely certifications and compliance.

Summary Generated by Built In

Nium, the Leader in Real-Time Global Payments

Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

We’re looking for a Senior Scheme Manager to join our rapidly growing Cards team. This role is critical to maintaining Nium’s global issuing capabilities and ensuring we meet—and exceed—card scheme compliance standards across all markets. You will serve as the key interface between Nium and card networks (Visa, Mastercard, Discover), ensuring smooth operations, timely certifications, and zero tolerance for compliance breaches.

This is a high-impact, cross-functional role that touches compliance, operations, product, and technology—ideal for someone who thrives in detail, owns deadlines, and can translate scheme rules into actionable internal processes.

Responsibilities

Secure and maintain scheme licences, BINs and product codes for all issuing lines (Visa, Mastercard, Discover) across Europe and APAC.  
Lead end-to-end certification of physical and virtual cards, including chip profile, tokenisation (Apple Pay / Google Pay) and mobile wallet compliance.  
Track every scheme bulletin; deliver rule, fee and interchange changes before deadline, achieving zero compliance breaches.  
Act as single point of contact with scheme account teams 
Orchestrate vendors (processor, personalisation bureau) so card launches hit quality gates and go-live dates.  
Publish clear internal manuals, SLAs and training decks so Ops, Risk and Product teams stay scheme-ready at all times.

Requirements

6 years’ experience in card issuing, network compliance, or scheme management roles at a fintech, bank, or processor.
Deep expertise in card scheme operations, certifications, rule tracking, and BIN/product management.
Proven ability to work across regions (especially Europe and APAC) and manage relationships with Visa, Mastercard, Discover, or similar.
Strong project management skills and attention to detail—especially around regulatory or technical compliance deadlines.
Excellent stakeholder communication and vendor management skills.
Familiarity with card personalisation, mobile wallet provisioning, and EMV certifications is a strong plus.
Based in Malta or open to relocation (full relocation package provided).

What we offer at Nium

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.

We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

For more detailed region specific benefits : https://www.nium.com/careers#careers-perks

For more information visit www.nium.com

Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.

Top Skills

Apple Pay

Discover

Emv Certifications

Google Pay

Mastercard

Visa

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The Company

713 Employees

Year Founded: 2015

What We Do

Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium prides itself on creating financial infrastructure for every level of sophistication.

Nium’s key solutions:
• Pay-ins
• Pay-outs
• Card issuance
• Banking-as-a-service
• Crypto-as-a-service

We are a global leader in B2B modern money movement
• Launched the world’s first global platform for crypto-as-a-service
• $280M Funding
• Series D
• $2B Valuation
o 130+M End customers
o 190+ Payout markets
o 100+ Supported currencies
• Named on CB Insight’s Fintech 250 List
• Financial Times’ List of Asia-Pacific High-Growth Companies 2021
• Fintech Employer of the Year’ at the 2021 Singapore Fintech Festival
• Best B2B Payment Platform’ at the 2021 Future Digital Awards

Why Work With Us

We, at Nium, are on a mission to transform modern money movement. We are driven by our co-created values of "seek the simple", "make it better" and "win it together".
These aren't just buzzwords; they're how we do business every day and owned by each and every employee at Nium. We create new rules and new possibilities for a world of open money.