Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionAs Senior Risk Manager, you will lead the implementation and ongoing operation of Wise’s Enterprise Risk Management (ERM) framework tailored to the EU region, ensuring that new branch expansions, products and new/ongoing Wise Platform partnerships align to the principles, governance, and standards defined within it. You will set and continuously adapt partner onboarding and ongoing monitoring standards so they remain resilient to emerging operational (tech and non-tech) and financial risks and to shifting regulatory expectations.
You will apply the Europe Risk Appetite, run and oversee risk assessments, KRI design/monitoring, and risk reporting, and provide clear, pragmatic risk advice to product and business teams to help them resolve issues and deliver new features safely. You’ll also play a key role in keeping EU risk governance effective by maintaining Risk Management (2LOD) policies for new branches, contributing 2LOD input to regulatory business plans, and presenting monitoring outcomes to EU and group committees—including executive management, regulators, and the Board—along with timely incident and issue escalations where required.
What you’ll be doing
You will be responsible for setting and adapting standards for partner onboarding and ongoing monitoring, ensuring they are resilient to emerging risks and shifting regulatory expectations.
Your focus will be on Tech and non-tech Operational and financial risks.
Implement the enterprise risk management framework tailored to the EU region, ensure expansions and new platform partners align to principles defined therein. This includes application of the Europe Risk Appetite, risk assessment, key risk indicator monitoring and risk reporting.
Provide advice to product teams to guide them effectively resolving issues and developing new features.
Review, update and approval of policies owned by Risk Management (2LOD) for new branches, ensuring these continue to meet business, stakeholder and regulatory expectations. Helping to draft policies where gaps are identified, socialising as appropriate internally and seeing through to committee approval and implementation.
Support the drafting of regulatory business plans and associated 2LOD Risk Management input ensuring it aligns to the Enterprise Risk management framework.
Develop a deep understanding of products as well as group and regional controls, supporting the first line in the development of relevant control assurance metrics as well as ensuring adequate and proportionate outsourcing oversight frameworks and assurance are in place for regional entities.
Present monitoring outcomes and updates to relevant committees on both Wise EU and group level, including executive management, the regulator, and the Board, as appropriate.
Provide regular updates on incidents, issues, KRIs, product risks, and internal and external risk changes with the management team and provide timely escalations to the group where necessary.
6+ years of experience in risk management for EU and/or UK financial services institutions.
Strong knowledge of European and/or Belgian risk management frameworks and/or industry best practice.
Subject matter expertise in EU regulation such as DORA, Outsourcing and third party risk management, safeguarding and data privacy.
Experience implementing enterprise risk management programs for financial services institutions.
Experience aligning to the other key risks across the risk taxonomy, including operational, financial and strategic risk as well as intersecting risks.
A strong understanding of systems, management information, and reporting systems.
A demonstrated track record of second line of defence independence and challenge/ escalation where concerns are felt.
An ability to work independently and flexibly within a fast-moving environment
Working pattern - 3 days in the office and 2 from home
Working hours - 9am to 5pm
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- 6+ years of experience in risk management for EU and/or UK financial services institutions.
- Strong knowledge of European and/or Belgian risk management frameworks and/or industry best practice.
- Subject matter expertise in EU regulation such as DORA, Outsourcing and third party risk management, safeguarding and data privacy.
- Experience implementing enterprise risk management programs for financial services institutions.
- Experience aligning to the other key risks across the risk taxonomy, including operational, financial and strategic risk as well as intersecting risks.
- A strong understanding of systems, management information, and reporting systems.
- A demonstrated track record of second line of defence independence and challenge/ escalation where concerns are felt.
- An ability to work independently and flexibly within a fast-moving environment.
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
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Leave & Time Off Breadth — Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
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Parental & Family Support — Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
