Join a credit risk team where your analysis directly informs high-impact credit decisions. You will lead due diligence, develop clear credit recommendations, and challenge assumptions through rigorous modeling and downside scenarios. You will work closely with senior stakeholders across coverage, product, markets, capital markets, and mergers and acquisitions teams. You will also help proactively manage exposures across a portfolio of clients and industry sectors. This role offers the opportunity to coach and develop junior team members in a dynamic, fast-paced environment.
As a Credit Risk Associate within Corporate and Investment Bank Risk, you will lead credit analysis and due diligence to support informed credit decisions. You will produce clear credit memos with recommendations, challenge financial modeling assumptions, and develop appropriate downside scenarios. You will proactively manage exposure for a portfolio of clients and industry sectors while partnering closely with senior stakeholders across the firm. You will also support coaching and development of junior team members through on-the-job guidance and training.
Job responsibilities:- Lead in-depth due diligence processes and produce concise credit memos with clear recommendations to support credit decision-making.
- Build, review, and challenge financial models and underlying assumptions, and develop appropriate downside scenarios based on key conclusions.
- Review and interpret loan and derivatives documentation, including LMA standard and leveraged finance documents and key ISDA/CSA documentation, and prioritize and negotiate key documentation terms.
- Partner with senior stakeholders across coverage teams, product specialists, markets partners (including derivatives sales), capital markets, and mergers and acquisitions teams.
- Liaise regularly with Primary Credit Officers and Senior Credit Officers.
- Manage exposure proactively across a portfolio of clients and industry sectors.
- Apply understanding of firm risk management policies and related interactions with key stakeholders (including regulators and auditors), and coach junior team members through on-the-job development and training.
- Demonstrate strong analytical and credit skills and judgment, with a hands-on approach to evaluating credit and transaction structure details.
- Demonstrate strong project management skills with end-to-end ownership of work and projects.
- Build credibility and trust with clients, internal business partners, product specialists, and credit officers, and partner effectively with them.
- Coach and develop junior colleagues effectively.
- Operate as a self-starter who is results-driven, able to multitask, and adaptable to shifting priorities in a dynamic workflow environment.
- Bring at least 2+ years of experience in roles requiring relevant credit risk and analytical skills.
- Have prior experience reviewing and commenting on loan documentation and/or core corporate derivative documentation.
- Demonstrate excellent written and verbal communication skills.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Skills Required
- At least 2 years of experience in credit risk and analytical roles
- Strong analytical and credit skills, judgment, and transaction-structure evaluation ability
- Strong project management skills with end-to-end ownership of work and projects
- Ability to build credibility and partner effectively with clients, internal business partners, product specialists, and credit officers
- Ability to coach and develop junior colleagues
- Self-starter, results-driven, adaptable, and able to manage shifting priorities
- Experience reviewing and commenting on loan documentation and/or corporate derivative documentation
- Excellent written and verbal communication skills
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Health coverage is considered comprehensive, including medical, dental, and vision, alongside wellness and mental health resources. Some locations add onsite health centers and related wellbeing support.
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Retirement Support — Retirement offerings include a 401(k)-type savings plan and related financial benefits, with options such as employee stock purchase participation. Financial planning resources are also highlighted to support long-term savings.
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Parental & Family Support — Paid parental leave of 16 weeks for birth or adoption is available for all parents. Child care and back-up child care resources further reinforce family support.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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