Job summary
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Management and Analytics Senior Associate, you help us measure, monitor, and communicate credit and market risk across marketable-securities-backed lending, capital markets, and derivatives activity. You work with partners across risk, lending and trading solutions, lending teams, investors, and finance to help ensure collateral frameworks, stress testing, and risk appetite measurement are robust and timely. You join a global, delegated coverage model spanning multiple regions, where we actively manage risk through proactive analytics and high industry standards. You will guide decision-making by translating fast-moving market events into practical risk insights and clear recommendations.
Job responsibilities/Job Responsibilities
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Act as CRMA methodology expert for assigned regions/product desks, advising front-office lending and investment decisions.
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Support deal execution by constructing lending values for new/complex asset classes, structures, and strategies.
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Partner with Quantitative Research to review and recommend monthly lending value changes and communicate outcomes to senior risk/business leadership.
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Monitor global markets and develop expertise in market dynamics, scenario construction, and event interpretation.
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Assess event impacts on lending values, margin requirements, and client exposures; produce oversight analytics and reporting.
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Support coverage of loans secured by marketable securities by analyzing collateral market/liquidity Risk, client credit profiles, and client strategies.
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Assist senior team members with Market Risk Oversight and Reg Reporting and new-initiative limit design, monitoring, and reporting.
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Present analyses and recommendations to CRMA leadership and cross-functional decision forums (risk and front office).
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Deliver and support stress testing (baseline and ad-hoc), including inputs to regulatory exercises (e.g., CCAR) and risk appetite evaluations.
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Develop, review, and challenge lending value/initial margin and stress-testing models, methodologies, assumptions, and analytic tools with QR/credit risk/front office partners.
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Drive operational and analytic innovation, including control framework design/implementation, data research for new architectures, and new reporting/metric capabilities.
Required qualifications, capabilities and skills
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Qualified graduate with minimum of 6 years of experience in an analytical, technical, trading, or research-oriented role
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Academic background in, or professional experience with, financial mathematics, quantitative risk methodologies, and/or data science
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Broad financial product knowledge required, professional experience in credit risk management, market risk management, or with derivatives a plus
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Practical knowledge of Python and associated data analytics packages (preferably in a professional environment)
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Practical knowledge of Tableau or other Business Intelligence (BI) / Data Visualization Tools
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Practical knowledge of Microsoft office suite (Excel/PowerPoint/Word)
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Excellent communication and interpersonal skills
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Good team player, and high sense of ownership
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- 3+ years in an analytical, technical, trading, or research-oriented role
- Academic background in, or professional experience with, financial mathematics, quantitative risk methodologies, and/or data science
- Broad financial product knowledge
- Practical knowledge of Python and associated data analytics packages (preferably in a professional environment)
- Practical knowledge of Tableau or other Business Intelligence / Data Visualization Tools
- Practical knowledge of Microsoft Office suite (Excel, PowerPoint, Word)
- Excellent communication and interpersonal skills
- Good team player and high sense of ownership
- Demonstrated ability to collaborate across teams and stakeholders
- Undergraduate degree
- Graduate degree or professional designations (CFA, FRM, etc.)
- Professional experience in credit risk management or market risk management
- Professional experience supporting derivatives activity
- Experience supporting stress testing deliverables and related governance processes
- Experience improving control frameworks, documentation, reporting, or metrics in a risk environment
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Health coverage is considered comprehensive, including medical, dental, and vision, alongside wellness and mental health resources. Some locations add onsite health centers and related wellbeing support.
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Retirement Support — Retirement offerings include a 401(k)-type savings plan and related financial benefits, with options such as employee stock purchase participation. Financial planning resources are also highlighted to support long-term savings.
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Parental & Family Support — Paid parental leave of 16 weeks for birth or adoption is available for all parents. Child care and back-up child care resources further reinforce family support.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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