The Senior Credit Risk Analyst at Southeast Toyota Finance will be crucial in managing and controlling Retail and Lease lending risk. This job involves detailed analysis, monitoring credit risk, and working collaboratively to improve our strategies and automate processes.
Responsibilities:
- Participate in creating solutions to effectively manage, monitor, and control the risk of Retail and Lease lending
- Conduct analyses, monitor metrics, and provide information regarding the credit risk of the originations and portfolio trends
- Collaborate on identifying opportunities for increased automation and efficiency within originations and collections management systems
- Develop, research, and present strategy enhancements to various internal parties
- Produce monthly and ad hoc reporting, interpreting the trends, and explaining the key risk drivers
- Work with the team to ensure successful deployments of strategy changes, including developing test plans, participating in department systems testing/UAT cycles, and completing post-production validations
- Utilize project management concepts and processes
- Document key processes and strategy changes
Qualifications:
- Bachelor’s degree in Finance, Business, or a related field
- Proven experience in credit risk management, credit analysis, or a similar role
- Strong analytical and problem-solving skills
- Proficiency in SAS, SQL, or similar data analysis tools and software is required
- Experience with Power BI and similar software is required
- Excellent communication and collaboration skills
- Experience with project management concepts and processes
- Attention to detail and the ability to document processes effectively
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This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.
JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER
JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard to age, race, religion, color, gender, sex (including pregnancy, childbirth and related medical conditions), sexual orientation, gender identity, gender expression, mental or physical disability, national origin, marital status, citizenship, military status, genetic information, veteran status, or any other characteristic protected by federal, state, provincial, or local law.
DISABILITY ACCOMMODATIONS
If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family’s Talent Acquisition department at [email protected] for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.
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What We Do
JM Family Enterprises, Inc. was founded by automotive legend, Jim Moran in 1968. It is a privately held company with $16 billion in revenue and more than 4,500 associates. Rooted in automotive and united in its strong culture and core values, JM Family is in the business of helping other businesses succeed. As a long-term partner, it is invested in its companies, associates and its communities. Driven by exceptional performance, current subsidiaries are in the automotive, financial services and franchising industries. Its family of companies includes: Southeast Toyota Distributors, the world’s largest independent distributor of Toyota vehicles; JM&A Group, a company committed to improving automotive dealers’ performance by offering Finance & Insurance products and services, dealership training and consulting; World Omni Financial Corp. (dba Southeast Toyota Finance), a captive financial services company driven to delivering an exceptional dealership and customer experience for Toyota customers in the Southeast; JM Lexus, one of South Florida’s leading Lexus dealers; DataScan, a provider of solutions for wholesale asset financing and inventory risk management; and Home Franchise Concepts, a multi-brand franchise network consisting of Budget Blinds, Tailored Living featuring PremierGarage, Concrete Craft, AdvantaClean, Kitchen Tune-Up, Bath Tune-Up and Two Maids & A Mop.
JM Family has earned various awards for its culture, products and services, including 23 consecutive years on Fortune’s 100 Best Companies to Work For list.
