The Role
About the Role
We are looking for exceptional fraud risk analysts to identify potential fraud risk, develop mitigating strategies in our expanding business. The role holder will be responsible for delivering on target risk metrics - by analyzing data and implementing risk rules and recommending mitigation plans
What You Will Do
- Key fraud analyst to the business teams for the assigned product lines
- Conducting deep dives, sampling and analysis on risk related issues
- Build comprehensive risk metrics monitoring
- Close monitoring of risk metrics, underlying drivers - and the overall business metrics
- Assess, validate and optimize risk rules - to ensure best outcome of risk/reward and to meet stated risk target metrics
- Develop risk platform solutions that will balance the various requirements from the product lines but yet maintain a holistic view of the customer experience
What You Will Need
- Able to assess issues and recommend solutions both at the strategic and tactical levels - balancing the business vision and practical implementation considerations
- Intermediate proficiency in using GSuite and other cloudbase data platforms such as BigQuery, Maxcompute,etc.
- Proactively builds trust-based relationships with stakeholders while maintaining the ability to remain objective
- Strong understanding of risk solutions, product implementation - on the business side
- 3+ years of related digital payment risk experience, preferably on the digital banking or e-wallets
- Familiar with monitoring tools such as Quick BI, Google Looker, Metabase, etc.
- Merchant risk experience such as merchant KYC/KYB, Due Diligence is a plus
About the Team
We’re a fast-paced, independent team driving risk strategies across digital products. As key fraud advisors, we dive into data, monitor risk metrics, and optimize rules to strike the right balance between business growth and risk control.
Working closely with product, engineering, and business teams, we influence decisions with strong analysis and deep understanding of digital risk. We value autonomy, trust, and practical problem-solving—building scalable solutions that protect the ecosystem while keeping the customer experience front and center.
About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.
About Gojek
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.
About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.
GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.
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GoTo Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about GoTo Group and has not been reviewed or approved by GoTo Group.
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Fair & Transparent Compensation — Pay is considered competitive to above market for many corporate roles across core entities such as Gojek, Tokopedia, and GoTo Financial. Base pay is often characterized as solid or above market in Indonesia tech roles.
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Healthcare Strength — Medical coverage is characterized as strong in Indonesia and often extends to spouses and children. Company materials also highlight wellness support, parental insurance, and mental‑health counseling for employees and families.
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Leave & Time Off Breadth — Leave programs are described as generous, including maternity, paternity, and other special leave types at Tokopedia. Broader time‑off and flexibility practices are portrayed as supportive across corporate roles.
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The Company
What We Do
GoTo is the largest technology group in Indonesia, combining on-demand, e-commerce and financial services through the Gojek, Tokopedia and GoTo Financial brands. It is the first platform in Southeast Asia to host these three essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure. GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.
