In this senior position, you will act as a trusted advisor and credible challenger from day one, combining deep regulatory expertise with strong analytical thinking to ensure robust, compliant, and well‑governed risk decisions across complex SRT transactions.
The team
The Integrated Risk Oversight (IRO) department within Integrated Risk provides independent second‑line oversight on quantitative credit risk topics and securitisation‑related regulatory requirements across ING. Operating at the heart of Group Risk, the department ensures consistent interpretation and application of regulatory standards, strong model governance, and effective quantitative controls across all portfolios and business lines.
The SRT Oversight (SRTO) team provides independent second‑line oversight of SRT securitisations, combining expertise in credit risk, securitisation, regulatory risk, and quantitative analysis. As a key interface between first line, senior management, and supervisory stakeholders, the team plays a critical role in ensuring that SRT transactions are sound, transparent, and aligned with regulatory expectations.
The team supports, advises, and challenges the first line on regulatory model changes, model usage, and quantitative assumptions underpinning SRT transactions, capital outcomes, and supervisory submissions, ensuring model‑driven outcomes are robust, transparent, and well controlled.
Roles and responsibilities
Currently we have multiple SRTO openings in the team that require a strong combination of securitisation, credit risk, quantitative understanding and regulatory expertise. This Quantitative Risk Expert role has a primary focus on quantitative risk assessment, model assumptions, and the analysis of risk and capital impacts arising from SRT transactions. The successful candidate will provide independent challenge on quantitative methodologies, modelling choices, and transaction-specific risk assessments to ensure robust and transparent outcomes. In this role, you will:
Lead the design and continuous enhancement of policies, controls, and regulatory frameworks in the SRT space
Translate regulation (among others CRR, Securitisation Regulation) into clear, practical, and implementable guidance for stakeholders
Assess legal documentation and transaction structures for regulatory alignment
Connect regulatory requirements, models, and risk outcomes to identify inconsistencies, weaknesses, and improvement opportunities
Identify control gaps, emerging risks, and regulatory impacts
Proactively drive improvements in the 2LoD oversight approach and contribute to the strategic development of the SRT framework
How to succeed
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.
Master’s degree in a prudential regulatory field to support deep regulatory understanding
6+ years of relevant experience with a proven track record in financial risk, preferably within securitisation or prudential regulation
Deep knowledge of CRR, SECR, and regulatory frameworks to ensure sound oversight
Strong analytical and conceptual mindset, with the ability to translate complex topics into clear insights
Proven ability to challenge constructively and influence senior stakeholders in a second‑line environment
Experience with risk frameworks, policy, or governance to support structured oversight
Rewards and benefits
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.
The benefits of working with us at ING include:
25-28 vacation days depending on contract
Pension scheme
13th month salary
8% Holiday payment
Hybrid working
Personal growth and challenging work with endless possibilities
An informal working environment with innovative colleagues
About us
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Questions
Please visit our Frequently Asked Questions section to find some answers on questions you might have.
Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.
Skills Required
- Master's degree in a prudential regulatory field
- 6+ years relevant experience in financial risk, securitisation, or prudential regulation
- Deep knowledge of CRR, SECR, and securitisation regulatory frameworks
- Proven ability to challenge and influence senior stakeholders in a second‑line environment
- Strong analytical and conceptual mindset with ability to translate complex topics into clear insights
- Experience with risk frameworks, policy, or governance
What We Do
ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers
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