Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.
Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.
Product Ownership & Development
Own and develop Accounts products end-to-end, defining product vision, roadmap, and priorities aligned with business goals, customer needs, and market trends
Drive product enhancements, system updates, issue resolution, and process optimization while ensuring efficient and scalable product operations
Collaborate with Development, IT, Operations, Customer Service, and other stakeholders to define requirements, deliver solutions, and ensure successful releases
Monitor product performance, KPIs, incidents, and service levels, implementing improvements and mitigation actions where needed
Maintain product, process, and data ownership, ensuring accurate documentation, regulatory reporting capabilities, and effective information management
Identify opportunities for innovation, automation, process simplification, and service improvement
Manage product-related communication and provide input for internal and external content
Risk & Compliance Management
Ensure products comply with internal policies, legal and regulatory requirements, and industry standards
Identify, assess, and mitigate risks while contributing to business continuity, contingency planning, audits, and regulatory reviews
Stakeholder, Leadership & Operational Excellence
Lead product activities in an Agile environment, including backlog prioritization, sprint planning, delivery coordination, and stakeholder alignment
Build strong partnerships across the organization, ensuring effective collaboration, knowledge sharing, training, and product support
Take ownership of deliveries and operational processes, ensuring timely execution, quality standards, continuous improvement, and effective documentation management
Contribute to team success through proactive collaboration, professional development, and continuous process improvements.
Higher education in IT, Economics, Mathematics, Business Management, or a related field
At least 5 years of experience as a Product Owner, Product Manager, or in a similar role
Proven experience in gathering, analyzing, documenting, and managing business and system requirements, including functional and non-functional requirements
Experience participating in IT project delivery and product development initiatives as a Product Owner
Strong communication and stakeholder management skills, with the ability to present complex topics to both technical and non-technical audiences and facilitate workshops
Good understanding of IT systems, services, and operational processes
Knowledge of banking products and the Baltic banking market; experience working with banking systems would be an advantage
Proactive, hands-on, and solution-oriented mindset with strong planning, organizational, and problem-solving skills
Ability to work both independently and collaboratively, take ownership, and deliver high-quality results
Strong attention to detail and ability to quickly acquire knowledge in new business areas
Fluent English is required in spoken and written communication due to working on Pan-Baltic level
Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
Gross salary. 4,760 - 7100 EUR/month, which is to be determined depending on your level of experience and competencies
The application deadline is the 18th of October. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!
Skills Required
- Higher education in IT, Economics, Mathematics, Business Management, or a related field
- At least 5 years of experience as a Product Owner, Product Manager, or in a similar role
- Experience gathering, analyzing, documenting, and managing business and system requirements, including functional and non-functional requirements
- Experience participating in IT project delivery and product development initiatives as a Product Owner
- Strong communication and stakeholder management skills, including presenting to technical and non-technical audiences and facilitating workshops
- Good understanding of IT systems, services, and operational processes
- Knowledge of banking products and the Baltic banking market
- Experience working with banking systems
- Proactive, hands-on, solution-oriented mindset with strong planning, organizational, and problem-solving skills
- Ability to work independently and collaboratively, take ownership, and deliver high-quality results
- Strong attention to detail and ability to quickly acquire knowledge in new business areas
- Fluent spoken and written English
What We Do
Luminor is a leading independent bank in the Baltics and the third-largest provider of financial services in the region, offering services such as term deposits, savings accounts, and loans.
