At Finastra, we’re a global leader in financial services software, dedicated to expanding access to financial services and shaping what’s next for the industry. Our technology powers mission‑critical solutions across Lending, Payments and Universal Banking, supporting over 7,000 customers, including 80% of the world’s top 50 banks, in more than 110 countries.
What will you contribute?
Reporting to the Senior Product Manager , the Senior Product Owner is a dedicated role responsible for representing customer interests during the agile application development process. The Senior Product Owner works with Product Managers who have defined features and translates their product vision into production reality.
What will you contribute? Complete this section with a concise, high-level overview of what this role contributes to the organization. You may include who the role reports to, where it is located, and who or what it generally supports.
Responsibilities & Deliverables:
The Payments Product Owner will be accountable for delivering the following outcomes and artefacts:
Requirements & Backlog Management- Well-defined and prioritised product backlog.
- Epics, features, user stories and acceptance criteria ready for development.
- Functional and non-functional requirements for payment processing, clearing, settlement and integration capabilities.
- Regular backlog grooming and release planning activities.
- Delivery of third-party integrations including: Core banking systems Fraud screening providers Sanctions screening solutions FX providers Regulatory and compliance services Customer channels and digital banking platforms
- API and integration requirements to support scalable, secure and reusable services.
- Impact assessments and prioritised requirements for payment scheme updates.
- Coordination with Compliance, Risk and Operations teams to ensure timely implementation of regulatory changes.
- Successful execution of sprint planning, refinement and release activities.
- Timely decision-making and clarification of requirements for engineering teams.
- Validation of delivered functionality against business objectives and acceptance criteria.
- Regular engagement with customers, implementation teams, operations, sales and engineering stakeholders.
- Customer feedback analysis and prioritisation recommendations.
- Product demonstrations, roadmap presentations and release communications.
Documentation & Governance
- Product requirement documents (PRDs).
- Solution and integration requirement specifications.
- Release notes, customer-facing documentation and implementation guidance.
- Product performance dashboards and executive status reporting.
Required Experience: 6 -8Years
Payments & Banking Domain Expertise:
- Strong knowledge of payment processing, clearing and settlement workflows.
- Experience working with payment rails such as ACH, Fedwire, RTP, FedNow, SWIFT, SEPA, or equivalent domestic and cross-border payment systems.
- Understanding of payment lifecycle management, investigations, exceptions, reconciliation, fees, FX, compliance, and fraud screening.
- Familiarity with banking operations, payment hubs, and transaction processing platforms.
- Proven experience working with third-party providers and banking ecosystems, including: Core banking systems Fraud and AML solutions Sanctions screening platforms FX providers Regulatory and compliance services Payment network gateways
- Ability to define, prioritise, and manage integration requirements across multiple internal and external systems.
- Working knowledge of modern software architectures and technology concepts, including: SaaS and cloud-based platforms Microsoft Azure or other cloud environments REST APIs and web services Event-driven and microservices architectures Enterprise integration patterns Message queues and middleware ISO 20022 payment messaging standards
- Ability to collaborate effectively with engineering teams and translate business requirements into technical deliverables.
- Experience working in Agile/Scrum environments as a Product Owner, Product Manager, or Business Analyst.
- Strong backlog management, requirements gathering, story writing, and prioritisation skills.
- Experience creating epics, features, user stories, and acceptance criteria.
- Ability to balance customer needs, regulatory requirements, technical constraints, and business priorities.
- Experience with payment hubs, digital payments platforms, or banking software products.
- Experience with cloud-native SaaS products deployed on Azure.
- Knowledge of Open Banking, APIs, and Banking-as-a-Service (BaaS).
- Certifications such as CSPO, SAFe Product Owner/Product Manager, AAP, or equivalent.
We are proud to offer a range of incentives to our employees worldwide. These benefits are available to everyone, regardless of grade, and reflect the values we stand for:
Flexibility: Enjoy unlimited vacation, subject to local regulations and business priorities. Benefit from hybrid working arrangements and inclusive policies such as paid time off for voting, bereavement, and sick leave.
Well‑being: Access confidential one‑to‑one support through our Employee Assistance Program, connect with our network of Wellbeing Champions and Gather Groups, and take part in monthly events and initiatives designed to help you thrive—inside and outside of work.
Health & Financial Security: Medical, life and disability insurance, retirement plans, lifestyle, and other benefits.*
Sustainability: Paid time off for volunteering and donation‑matching opportunities to support causes that matter to you.
Inclusion: Get involved in our inclusion communities, such as Count Me In, Culture@Finastra, Proud@Finastra, Disabilities@Finastra, and Women@Finastra—open to everyone who wants to participate and contribute.
Career Development: Access online learning and accredited courses through our Skills & Career Navigator tool.
Recognition: Take part in our global recognition program, Finastra Celebrates, and share your voice through regular employee surveys that help shape our culture and ways of working.
*Specific benefits may vary by location.
At Finastra, each individual is unique—bringing their own ideas, perspectives, cultural backgrounds, and experiences. We learn from one another, value what makes us different, and create an environment where everyone feels included, supported, and able to be their authentic selves.
Be unique. Be exceptional. Help us make a difference at Finastra.
Skills Required
- 6–8 years of professional experience
- Strong knowledge of payment processing, clearing, and settlement workflows
- Experience with payment rails such as ACH, Fedwire, RTP, FedNow, SWIFT, SEPA, or equivalent systems
- Understanding of payment lifecycle management, investigations, exceptions, reconciliation, fees, FX, compliance, and fraud screening
- Familiarity with banking operations, payment hubs, and transaction processing platforms
- Experience working with third-party providers, core banking systems, fraud and AML solutions, sanctions screening, FX providers, regulatory services, and payment gateways
- Ability to define, prioritize, and manage integration requirements across internal and external systems
- Working knowledge of SaaS, cloud platforms, Microsoft Azure, REST APIs, web services, event-driven and microservices architectures, message queues, middleware, and ISO 20022
- Ability to translate business requirements into technical deliverables and collaborate with engineering teams
- Experience working in Agile or Scrum environments as a Product Owner, Product Manager, or Business Analyst
- Strong backlog management, requirements gathering, user story writing, and prioritization skills
- Experience creating epics, features, user stories, and acceptance criteria
- Ability to balance customer needs, regulatory requirements, technical constraints, and business priorities
- Experience with payment hubs, digital payments platforms, or banking software products
- Experience with cloud-native SaaS products deployed on Azure
- Knowledge of Open Banking, APIs, and Banking-as-a-Service
- CSPO, SAFe Product Owner/Product Manager, AAP, or equivalent certification
Finastra Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Finastra and has not been reviewed or approved by Finastra.
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Leave & Time Off Breadth — Leave is positioned as flexible/“unlimited” in many roles, which can support work-life balance when team norms allow it. Hybrid/flexible working is also framed as a core part of the overall rewards experience.
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Parental & Family Support — Parental leave is described as relatively generous in the US, with multiple references to roughly three months (or around 12 weeks) fully paid and equal leave for mothers and fathers. This is repeatedly highlighted as a meaningful component of the benefits package.
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Wellbeing & Lifestyle Benefits — Wellbeing support is emphasized through offerings like an Employee Assistance Program and TaskHuman coaching, alongside volunteering time off and employee networks. These programs broaden total rewards beyond cash compensation.
Finastra Insights
What We Do
At Finastra our purpose is to unlock the power of finance for everyone & redefine finance for good. We’re the orchestrator of open finance; building and delivering innovative, next-generation technology on our open Fusion software architecture and cloud ecosystem. We’re one of the world’s largest FinTechs, working with over 9,000 customers including 90 of the top 100 banks globally. We’re creating a pioneering open platform that’s disrupting the financial industry, changing how financial software is developed and used. We believe in collaboration for innovation, to unlock the potential of people, businesses and communities. We have an unmatched portfolio of financial software and deliver mission critical solutions for financial institutions of all sizes, on premises or in the cloud. Our open architecture and platform approach embrace a wide ecosystem of partners and co innovators. Together we're leading the way in which applications are written, deployed and consumed in the world of financial services. Our people mission is to be the most loved and inclusive fintech company in the world; a mission we take seriously. DE&I factors into everything we do and every decision we make as a business. When you join Finastra, you open up a world of possibilities. With us, you can supercharge financial institutions, big tech and fintech while also building a more inclusive finance industry. We believe our people thrive when given the opportunity to be their authentic selves and we trust our people to work how, when and where they want; this is OPENworking. Our 2+ policy provides the perfect mix of focused work at home, coupled with the meaningful connection that comes from in person collaboration, coaching and community. We're rolling out a new programme where our people take as much leave as they need; we do not count vacation days and we trust our people to work in a way that suits them, when it suits them. Come join the future of Fintech, and make your world. OPEN.
