The Role
Own the roadmap for fraud prevention and transaction monitoring, translating financial crime risks into detection rules, models, controls, and product requirements. Lead cross-functional delivery with Compliance, Data, Engineering, Operations, and investigations teams. Apply AI and machine learning to automate routine alert handling, improve detection, and reduce false positives. Evaluate data quality and control effectiveness, oversee safe releases, monitor outcomes, and adapt capabilities for emerging threats and new markets. Help establish a new capability and grow the supporting product team.
Summary Generated by Built In
We are a leading trading platform that is ambitiously expanding to the four corners of the globe. Our top-rated products have won prestigious industry awards for their cutting-edge technology and seamless client experience. We deliver only the best, so we are always in search of the best people to join our ever-growing talented team.
We are looking for a Senior Product Owner to build how Capital.com detects and prevents fraud and money laundering as we expand into new financial products and markets.
You will own the roadmap for fraud prevention and transaction monitoring. That covers the rules, models and systems that flag risky activity, and the tools teams use to review it. You’ll use AI to clear routine alerts automatically, so people can focus on the cases that need a person. You’ll work closely with Compliance, Operations, Data, Engineering and the Financial Investigation Unit. Because this is a new capability, you’ll shape it from the ground up and, over time, build the team that runs it.
Responsibilities:
- Own and prioritize the product roadmap for fraud prevention and transaction monitoring within the agreed financial crime strategy.
- Translate fraud threats, money-laundering risk scenarios and control requirements into clear product requirements, detection logic and acceptance criteria.
- Lead the development of rules, models and preventive controls with Engineering, Data, Operations and Compliance. Apply AI and machine learning where they demonstrably improve detection, prevention and case handling.
- Establish reliable, timely data inputs for detection. Identify gaps in data quality, availability or coverage and prioritise their resolution.
- Evaluate proposed controls using historical data and realistic test scenarios. Assess detection coverage, missed activity, false positives and the impact on legitimate customers.
- Deliver changes through the agreed approval process, with clear testing, staged rollout, monitoring and rollback plans.
- Measure performance after release, including fraud losses, detection effectiveness and customer friction. Use the findings to improve controls without treating fewer alerts as proof of success.
- Adapt fraud prevention and transaction monitoring capabilities to emerging threats, new products, markets and transaction types. Make readiness requirements and unresolved coverage gaps visible before launch.
- Coordinate delivery across product teams and control owners, making priorities, dependencies and trade-offs clear and escalating decisions that require accountable leadership.
Requirements:
- 5+ years in product ownership or product management, including end-to-end ownership of a product roadmap at a senior level.
- Strong financial crime experience covering both fraud and money laundering, gained in fintech, banking, payments or another regulated business.
- Hands-on experience building detection capabilities such as rules, models or transaction monitoring systems.
- Experience using AI or automation to reduce manual alert review, for example automated customer outreach, while keeping people on complex cases.
- Strong data skills: you understand where data comes from and how reliable it is, and you can evaluate detection using historical data, coverage and false-positive analysis.
- Experience releasing changes to live controls safely, with testing, staged rollout, monitoring and rollback.
- Excellent stakeholder management, including working with Compliance and control owners through approval processes.
- Experience building or growing a product team is desirable.
Skills Required
- 5+ years of product ownership or product management experience, including senior-level, end-to-end product roadmap ownership
- Strong financial crime experience covering both fraud and money laundering in fintech, banking, payments, or another regulated business
- Hands-on experience building detection capabilities such as rules, models, or transaction monitoring systems
- Experience using AI or automation to reduce manual alert review while retaining human review for complex cases
- Strong data skills, including understanding data sources and reliability and evaluating detection through historical data, coverage, and false-positive analysis
- Experience safely releasing changes to live controls using testing, staged rollout, monitoring, and rollback
- Excellent stakeholder management, including collaboration with Compliance and control owners through approval processes
- Experience building or growing a product team
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The Company
What We Do
Capital provides software that enables founders to raise, hold, spend, and send funds all in one place. Capital has evolved its flagship fundraising tool (formerly known as Party Round) to provide founders with banking solutions that streamline their startups.
