As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are seeking a Senior Product Manager to lead our Early Pay efforts. This unique product enables customers to turbo-charge their existing bank account by posting their paycheck (and other credits) early. With Early Pay and the EarnIn card, customers can further enhance their payment experience by accessing earned but not yet paid wages in real time.
This is a Mountain View-based position requiring in-office work 2-3 days a week. The Mountain View base salary range for this full-time position is $206,280-$252,120, plus equity and benefits. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Shape the vision for a new product area. Communicate your product vision, roadmap, and results to your team, stakeholders (including the executive team), and our customers.
- Lead a diverse team of engineers, designers, and data analysts to create and scale impactful experiences for our customers.
- Own a business area end-to-end and drive financial and customer results.
- Create a fast-paced environment facilitating product iterations and growth.
- Lead a cross-functional team of engineers, designers, and data analysts to build and scale your products
WHAT WE'RE LOOKING FOR
- Bachelor’s, Master’s, or PhD in Computer Science, Computer Engineering, or a related technical discipline, or equivalent industry experience.
- 4+ years of product management at a consumer technology product company
- Strong technical background, preferably with a background in payroll software and financial services
- Strong analytical skills in leveraging data to drive product decisions and improve metrics
- Strong product/design sense developed by shipping delightful and innovative products
- Exceptional communication skills to engage with executive leadership and key stakeholders.
- Deep user empathy and experience in building products based on user needs
- Ability to think outside the box to solve complex problems with creative and radical ideas
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands. Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets. At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place. Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
