Senior Product Manager

Posted 8 Days Ago
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Barcelona, Cataluña
Senior level
Information Technology
The Role
The Senior Product Manager will lead the development of Stenn’s credit risk function for its Revenue Based Financing product. Responsibilities include defining the product vision and strategy, collaborating with various teams to address risks, and building data insights to track product features' impact. A strong understanding of credit risk and experience in risk management is required to design scalable solutions that balance customer growth and risk.
Summary Generated by Built In

Stenn is one of the leading FinTechs in Europe and a category leader in the verticals and markets it operates in. Founded in 2015, Stenn’s purpose is to connect international SMEs to the global financial system, helping to bridge a reported $3.6 trillion (USD) financing gap through a fast, simple online platform. To date, Stenn has enabled over $18 billion (USD) of finance to SMEs in 3 verticals and 4 markets, with capital provided by several blue-chip banks and institutional fund managers across the globe. 

Rapid expansion continues at Stenn, as under-served SMEs seek financing solutions to manage significant macroeconomic and supply chain disruption; and this follows our $50 million Series A fundraise in 2022, valuing Stenn at $900 million.

Our HQ is in London with employees across the globe, including the USA, Europe and China. We are made up of diverse, highly skilled professionals who work in an innovative way to develop and drive our business further. Our people are empowered to work autonomously through a trusting leadership style which encourages learning.

The Role:
We’re seeking an experienced and strategic Senior Product Manager to take a leading role in
the development and management of Stenn’s credit risk function for our Revenue Based
Financing (RBF) product. You will help drive Stenn’s risk strategy while ensuring we deliver
innovative and scalable solutions for our business customers. With a deep understanding of
credit risk and business lending—ideally within working capital or revenue-based financing—you
will play a key role in ensuring our platform remains at the forefront of financial technology.
You will lead the charge in building a robust risk framework that balances customer growth with
sound credit decisioning, leveraging advanced data analytics and cutting-edge technology. This
role is ideal for a structured, forward-thinking product leader with a passion for managing risk,
navigating complex regulatory environments, and transforming how financial products operate.


Key Responsibilities:
● Define and execute the vision, strategy, and roadmap for credit risk management
across Stenn’s RBF product, aligning with overall business objectives.
● Identify and own broad problems for which you’ll be accountable for solutioning,
execution and value creation.
● Collaborate closely with colleagues in Risk, Sales, Marketing, Decision Science and
external partners to identify, prioritize, and address key risks, ensuring customer and
regulatory needs are met
● Build out data insights in partnership with the Data team to help track the impact of the
features you build.
● Shape the design and management of Stenn’s financial products to mitigate credit risk
while creating growth opportunities for mid-market customers.
Who You Are:
● Risk Management Expert: You have a strong understanding of credit risk,
particularly in the business lending or revenue-based financing space, with proven
experience designing and scaling risk frameworks.
● Strategic Thinker: You can break down complex risk challenges and design
innovative, scalable solutions that deliver value while protecting the business.
● Data-Driven: You’re skilled at using data to guide product decisions, leveraging
advanced analytics to assess and manage risk effectively.
● Business Acumen: You have the ability to align risk management with broader
business goals, identifying opportunities for growth while ensuring sound risk policies.
● Collaborative Leader: You can effectively partner with cross-functional teams and
external stakeholders to deliver risk solutions that meet business, regulatory, and
customer needs.
● Problem Solver: You thrive in fast-paced environments, with the adaptability and
creativity to navigate changing conditions while still delivering high-quality results.


Basic Qualifications:

● 5+ years of Product Management experience with a focus within the business lending
or working capital space.
● Proven business sense - you can see how impacting one lever in a sophisticated
system affects many others
● Proven passion for building and launching products at scale
● Not afraid to dive into metrics and data, whether it's to diagnose a problem, evaluate a
solution, or propose a new critical metric, leveraging your experience with analytics
tools


Preferred Qualifications:
● Deep expertise in credit risk management for revenue-based financing or working
capital financing products.
● Proven ability to collaborate with data science and risk teams to develop innovative,
data-driven credit models.
● A track record of building and launching successful global products for mid-market
business customers.
● Strong understanding of regulatory environments and compliance requirements within
the financial services industry.

We appreciate the support recruitment agencies can provide, however our in-house team do not require any 3rd party assistance at this time. 

At Stenn, we believe that every team member deserves to feel like they belong. We foster a culture of inclusivity, respect, and collaboration where everyone's unique perspectives are valued. Join us and be part of a team where you can thrive and grow, both professionally and personally.


The Company
HQ: London
249 Employees
Hybrid Workplace
Year Founded: 2015

What We Do

A leading digital marketplace enabling growth for businesses engaged in international trade, e-commerce and digital services.

Please visit us at https://stenn.com/ to learn more.

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