Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.
Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.
We're looking for a skilled Senior Product Manager to focus on our Revolving Credit offering. This will include both working closely with our partners and developing tools that enables Lithic to offer an end to end solution that helps customers manage a program from underwriting to onboarding. This person will collaborate with other product leaders to build a roadmap for our product, prioritize features, and take concepts from ideation to execution.
What You'll Do:
- Understand the market and the customer to develop a detailed understanding of how our business operates and what our customers need to run a fully functional revolving credit card offering.
- Build partnerships and product integrations with the best of breed providers across underwriting, loan management and onboarding to provide a comprehensive solution that allows our customers to build revolving credit programs that work.
- Set the strategy for your product area, ensuring that it aligns with company strategy, and translate that strategy into projects for the next 3, 6, and 12 months.
- Design customer centric metrics to ensure we are building the right features and capabilities on our platform.
- Build and own the product roadmap for a meaningful portion of the Lithic offering.
- Prioritize what projects we should work on, why they are important, how they should work, how they should be prioritized, and how they should be measured.
- Write PRDs and specs to think deeply about how product features should work and document these thoughts via specs with thorough coverage of edge cases.
- Execute cross functional work by working with design and engineering on scoping, task management, implementation, and follow up after launch. Collaborate with other stakeholders including support and compliance to ensure smooth delivery of new features.
- Foster a customer centric culture across the company. Hold a high bar for product quality and help enforce it across the company.
What you bring:
- Experience - You have 5+ years of experience as a product manager and ideally 2+ years of experience in the fintech. Bonus points for experience with credit ledgers, credit risk or underwriting.
- Knowledge - You understand how credit card products work and you love going deep with engineers on the details of payment systems to understand how the payment system itself can service business applications
- Entrepreneurial Mindset - You have an entrepreneurial mindset and are able to form a vision and work with the engineering teams to implement those ideas in an API based offering
- Commercial mindset - You have experience in hyper competitive markets and understand how to compete within that space, you also understand pricing models and have experience with developing simplified, pricing models
- Market-informed - You are generally familiar with the latest trends in the payments and treasury services space, not restricted to just card issuing or banking offerings
- Adaptability and creativity - Plans and conditions always change, but you still positively navigate the right course
- Poise - Sales asks you to sit with their customers, and marketing asks you to present at conferences.
Base Salary: $165,000 - $195,000
- Health, vision, and dental insurance; HSA Contribution Match
- Unlimited PTO
- 401(k) match
- Voluntary Life Insurance and AD&D
- 3% cashback on all Privacy purchases
- 12-weeks fully paid parental leave
- Work From Anywhere: work from anywhere in the world 4-weeks each year
We believe in-person collaboration boosts creativity, communication, and agility, which are key to our growth. Employees in the NYC area are asked to work from our SoHo office three days a week - Tuesdays and Thursdays are core in-office days - the third is flexible.
In-office employees receive:
- $50/month towards your commute
- Free lunch every Tuesday and Thursday
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What We Do
Before Lithic, we started Privacy.com in 2014 to build the safest and easiest way for consumers to pay online. We worked with a legacy issuer processor and it took us over a year to launch our card program. Even after we were up and running, scaling and ongoing maintenance were a pain—batch processing delays, scheduled downtime windows, and black-box systems we couldn't debug. From this experience, we learned firsthand that the financial services supply chain is broken—in the United States, the industry is still dominated by 30-year-old companies that run on mainframes. So we built Lithic, the issuing and processing infrastructure we always wanted, with developer-friendly, modern, well-documented APIs, insanely fast speed-to-market, and flawless reconciliation—purpose built to give card issuers extremely high levels of observability, control, and flexibility over their card programs. We own the entire technical stack: direct connections to Visa, Mastercard, and Amex, our own authorization engine delivering sub-100ms responses, an immutable ledger system, and real-time webhooks for every transaction event. Today, we power card programs for 100+ innovative companies including Mercury and Privacy.com—maintaining 99.99+% uptime without maintenance windows while processing billions in payment volume. And we're just getting started. Lithic currently has 150+ employees in 26 states and 6 countries, with an HQ in NYC, backed by Bessemer, Index, and Stripes.
Why Work With Us
Our team is at the center of everything we do. But we know that work isn't everything, we value flexibility and quality benefits. We strive to be a place where you know your ideas are always heard, you and your teammates learn from each other and make each other better, and you know your work is impacting users and the industry at large.
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