Senior Product Manager, Payments [Card or Banking]

About Us

From two-person startups to public companies, Rho is the banking platform with everything businesses need to manage cash, control spend, and automate finance busywork. Rho offers corporate cards, banking, treasury, expense management, AP, accounting automation, and more in one integrated platform backed by award-winning support.

About the Role

We’re looking for an experienced Product Manager to build core payment capabilities helping Rho ship remarkable Banking, Credit, and Money movement experiences to our clients in the US and recipients internationally. As the Senior Payments Product Manager, you will report directly to the CTO and work closely on setting vision, strategy, and roadmap for Cash Management. Your role will be highly cross-functional, closely collaborating with the engineering, financial operations, fraud, compliance, legal, and client service teams as well as external partners to bring new financial products from idea to market while driving the right outcome for our customers.

Responsibilities

• Collaborate with a dynamic international team, developing a long-term vision for core banking and card payments that will power all of Rho’s Checking, Treasury, and Card products
• Articulate a clear vision, roadmap, and prioritization to drive alignment across the business
• Develop and test hypotheses to solve customer problems in line with company objectives
• Maintain a customer-obsessed approach by displaying deep empathy for both our customers and internal teams
• Establish and evangelize product strategy that drives technical and operational excellence within Rho by collaborating with key internal stakeholders
• Translate product strategy into tangible, prioritized product objectives with clear scope and requirements. 
• Act as a product subject matter expert on key payments infrastructure, including payment rails and ledger systems, to build awareness and understanding across the business
• Build a deep understanding of payments customer experience and market dynamics

Qualifications

• 7+ years of product management experience, ideally in consumer, SMB FinTech - Banking, Lending and/or B2B Payments; start-up experience is a plus
• Deep understanding of US payment rails (e.g., ACH, wire transfers, card networks) and associated regulatory and fraud risks
• Undergraduate degree in Computer Science, Electrical Engineering or a related technical discipline; equivalent work experience will be considered. Advanced degree a plus
• Solid understanding of modern ledger infrastructure and experience working with engineering teams on complex technical projects.
• Familiarity with APIs, data integrations, and security protocols
• A self-starter with a bias for action and quick decision-making; great at execution and ability to quickly overcome roadblock
• Skilled at working effectively with cross-functional teams (financial operations, engineering, product marketing, design, customer service, customer success, Go to Market, Data analytics, finance, PR) 
• Experience evaluating product decisions and prioritization trade-offs
• Excellent written and verbal communication skills

Our people are our most valuable asset. The salary range for this role is $190,000 - $250,400. Base salary may vary depending on relevant experience, skills, and business needs. In addition to base pay, Rho offers equity, healthcare benefits and paid time off. 

Diversity is a core value at Rho. We’re passionate about building and sustaining an inclusive and equitable environment for all those involved with our mission, including employees, contractors, candidates, customers and vendors. We believe every member of the Rho community enriches our ability to provide a broad range of ways to understand and engage with the market, identify problems, and drive solutions that align with our mission. We welcome all qualified applications and support each of our Rho’ers with ongoing professional growth opportunities.