The Role
Lead product direction and roadmap for margin financing, securities lending, and clearing & settlement systems. Own architecture for clearing, settlement, netting, reconciliation, fees/interest and collateral management. Improve margin systems (valuation, margin logic, interest accrual, borrow/lend, liquidations). Translate complex trading and risk requirements into scalable technical solutions, collaborate with engineering, manage full product lifecycle, monitor system performance and settlement integrity, and ensure regulatory and standards compliance.
Summary Generated by Built In
Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.
Responsibilities
- Set the product direction and roadmap for margin financing & securities lending and clearing & settlement systems within the core trading infrastructure.
- Own the architecture design of clearing and settlement systems — trade clearing, position and balance settlement, multilateral netting, fee and interest settlement, and reconciliation.
- Improve core margin systems including collateral valuation, cross/isolated margin logic, interest accrual, borrow/lend flows, and liquidation handling.
- Work with the trading engineering teams to turn complex financing and settlement needs into scalable technical solutions.
- Lead the full product lifecycle from planning to release and ongoing/new feature launch.
- Monitor system performance, settlement integrity, and reconciliation accuracy; identify and resolve issues before they impact users.
- Ensure systems comply with standards, regulations, and best practices.
Requirements
- Deep understanding of margin financing / securities lending mechanics and clearing & settlement flows (netting, reconciliation, collateral management, interest accrual).
- Experience designing or owning the architecture of clearing/settlement or margin systems, in either TradFi or crypto.
- Technical or quantitative background (e.g., CS, Financial Engineering, Math).
- Ability to understand trading logics, risk methods, and settlement flows, and translate them into product requirements.
- Strong analytical and problem-solving skills.
- Product experience is not a must as long as you're interested in the job and you have past experience working on systems level tasks.
- Proficiency in Mandarin is preferred to coordinate with global stakeholders and overseas partners.
Why Binance
• Shape the future with the world’s leading blockchain ecosystem
• Collaborate with world-class talent in a user-centric global organization with a flat structure
• Tackle unique, fast-paced projects with autonomy in an innovative environment
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning
• Competitive salary and company benefits
• Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)
Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.
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Skills Required
- Deep understanding of margin financing, securities lending mechanics, and clearing & settlement flows (netting, reconciliation, collateral management, interest accrual).
- Experience designing or owning architecture of clearing/settlement or margin systems (TradFi or crypto).
- Technical or quantitative background (e.g., Computer Science, Financial Engineering, Mathematics).
- Ability to understand trading logic, risk methods, and settlement flows and translate them into product requirements.
- Strong analytical and problem-solving skills.
- Product management experience or prior systems-level product work (product experience not strictly required).
- Proficiency in Mandarin for stakeholder coordination.
Binance Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Binance and has not been reviewed or approved by Binance.
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Career-Linked Recognition & Rewards — Performance-linked bonuses can be sizable in favorable crypto cycles, lifting total compensation. Attractive packages in engineering and specialized roles indicate strong rewards for in-demand skills.
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Flexible Benefits — Remote-first flexibility and work-from-anywhere options add meaningful value to the overall rewards package. Flexible schedules and location independence are presented as core perks.
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Retirement Support — Binance.US includes a 401(k) as part of its benefits. This provides a conventional retirement pillar alongside cash and bonus components.
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The Company
What We Do
Binance is the world’s leading blockchain and cryptocurrency infrastructure provider with a financial product suite that includes the largest digital asset exchange by volume. Trusted by millions worldwide, the Binance platform is dedicated to increasing the freedom of money for users, and features an unmatched portfolio of crypto products and offerings, including: trading and finance, education, data and research, social good, investment and incubation, decentralization and infrastructure solutions, and more. For more information, visit: https://www.binance.com
