Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionAs Senior Product Manager, Financial Infrastructure (Cards), you'll own the strategy, roadmap, and execution for the platforms that power settlement, reconciliation, financial controls, and money movement across Wise's global card programme.
You'll work at the intersection of Product, Engineering, Finance, Treasury, Operations, Risk, and Compliance to ensure billions of pounds move accurately, efficiently, and reliably through our systems.
In this role, you'll:
Define the long-term strategy for the financial infrastructure supporting Wise Cards.
Build scalable settlement and reconciliation capabilities across Visa, Mastercard, and future payment networks.
Improve financial accuracy, operational efficiency, and transparency across card processing flows.
Design systems that help Finance teams close faster, investigate issues more efficiently, and trust the underlying data.
Reduce operational complexity through automation and stronger financial controls.
Develop capabilities that support increasing transaction volumes, new markets, and new payment products.
Partner with teams launching new Spend products to design the financial architecture required to support them.
Define settlement models, reconciliation processes, revenue flows, accounting requirements, and operational controls for new products.
Help bring products such as credit cards, travel benefits, insurance, eSIMs, and future card-adjacent services to market.
Work closely with engineers to build scalable, resilient, and auditable systems.
Use data to identify operational risks, inefficiencies, and growth opportunities.
Align stakeholders across Product, Engineering, Finance, Treasury, Operations, and Compliance to deliver meaningful outcomes.
This role offers a unique opportunity to influence both the operational foundations of Wise Cards and the financial architecture behind future Spend products.
QualificationsBase salary: £93-120K (based on experience & interview outcomes)
Restricted Stock Units (RSUs) & a variety of other benefits: Wise Benefits
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Ownership of financial infrastructure strategy for card programs
- Experience building settlement and reconciliation capabilities across Visa and Mastercard
- Designing financial controls, settlement models, revenue flows, and accounting processes
- Partnering cross-functionally with Engineering, Finance, Treasury, Operations, Risk, and Compliance
- Experience designing scalable, resilient, and auditable systems with engineering teams
- Using data to identify operational risks, inefficiencies, and growth opportunities
- Experience reducing operational complexity through automation
- Experience supporting or launching card/spend products (credit cards, benefits, insurance, eSIMs, etc.)
What the Team is Saying
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What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
