Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionAs Senior Product Manager, Financial Infrastructure (Cards), you'll own the strategy, roadmap, and execution for the platforms that power settlement, reconciliation, financial controls, and money movement across Wise's global card programme.
You'll work at the intersection of Product, Engineering, Finance, Treasury, Operations, Risk, and Compliance to ensure billions of pounds move accurately, efficiently, and reliably through our systems.
In this role, you'll:
Define the long-term strategy for the financial infrastructure supporting Wise Cards.
Build scalable settlement and reconciliation capabilities across Visa, Mastercard, and future payment networks.
Improve financial accuracy, operational efficiency, and transparency across card processing flows.
Design systems that help Finance teams close faster, investigate issues more efficiently, and trust the underlying data.
Reduce operational complexity through automation and stronger financial controls.
Develop capabilities that support increasing transaction volumes, new markets, and new payment products.
Partner with teams launching new Spend products to design the financial architecture required to support them.
Define settlement models, reconciliation processes, revenue flows, accounting requirements, and operational controls for new products.
Help bring products such as credit cards, travel benefits, insurance, eSIMs, and future card-adjacent services to market.
Work closely with engineers to build scalable, resilient, and auditable systems.
Use data to identify operational risks, inefficiencies, and growth opportunities.
Align stakeholders across Product, Engineering, Finance, Treasury, Operations, and Compliance to deliver meaningful outcomes.
This role offers a unique opportunity to influence both the operational foundations of Wise Cards and the financial architecture behind future Spend products.
QualificationsWe're looking for a product leader who enjoys solving complex platform and financial infrastructure problems.
You may be a great fit if you have experience in one or more of the following areas:
Financial platforms and infrastructure.
Payments, cards, acquiring, or issuing.
Settlement and reconciliation systems.
Ledger or accounting platforms.
Treasury, money movement, or financial operations products.
Internal tools used by Finance, Accounting, or Operations teams.
We're particularly interested in candidates who:
Have experience building products where financial correctness and operational reliability are critical.
Can navigate complex financial and operational workflows.
Have strong systems-thinking and analytical problem-solving skills.
Are comfortable working with ambiguity and large-scale platforms.
Can influence stakeholders across multiple disciplines and levels of seniority.
Balance customer impact, operational excellence, and business outcomes.
Have experience working in regulated environments.
Nice to have:
Experience with card issuing or payment networks.
Understanding of settlement, clearing, and reconciliation processes.
Experience partnering closely with Finance, Accounting, Treasury, or Risk teams.
Familiarity with financial controls, audit requirements, and regulatory reporting.
Experience launching new financial products or revenue-generating features.
Experience building platform or infrastructure products at scale.
Base salary: £93-120K (based on experience & interview outcomes)
Restricted Stock Units (RSUs) & a variety of other benefits: Wise Benefits
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Experience in financial platforms and infrastructure
- Experience with payments, cards, acquiring, or issuing
- Experience building settlement and reconciliation systems
- Experience with ledger or accounting platforms
- Experience with treasury, money movement, or financial operations products
- Experience building products where financial correctness and operational reliability are critical
- Strong systems-thinking and analytical problem-solving skills
- Ability to influence stakeholders across Product, Engineering, Finance, Treasury, Operations, Risk and Compliance
- Experience working in regulated environments
- Experience with card issuing or payment networks
- Familiarity with financial controls, audit requirements, and regulatory reporting
- Experience launching new financial products or revenue-generating features
- Experience building platform or infrastructure products at scale
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Leave & Time Off Breadth — Global minimum of 33 paid days off (36 in U.S. hubs) plus a 6‑week paid sabbatical every four years and extras like volunteer or “Me” days indicate substantial time‑off depth.
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Parental & Family Support — A global minimum of 18 weeks fully paid parental leave for birth or adoption after one year, along with adoption and fertility support, underscores robust family support.
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Flexible Benefits — Work‑from‑anywhere up to 90 days per year after six months and flexible working principles provide notable geographic mobility and scheduling latitude.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
