Senior Product Manager - Fiat Onboarding, OG

OG.com is a fast-growing, CFTC-regulated Prediction Market platform powered by cutting-edge technology. We’re building an engaging marketplace where users trade on real-world outcomes - from major sports and elections to cultural and financial events. With a sleek mobile-first app and a passionate community, we’re redefining how people interact with news, probabilities, and financial markets. OG.com runs on the rails of North American Derivatives Exchange, Inc. (NADEX), a CFTC-regulated exchange operating since 2004 and was acquired by crypto.com in 2022.

What You'll Actually Do:

Own onboarding and fiat end-to-end. You are the DRI for signup, verify, deposit, and time-to-funded. You make the friction vs. compliance call. Ownership isn’t shipping a KYC screen; it’s moving signup → funded → ready for first trade.
Own the payments and banking product. You decide funding methods, payouts, limits, retries, and partner UX (ACH, cards, instant funding, and whatever clears in the U.S.). You treat rails, authorization, and flow of funds as product -not a vendor ticket.
Own the money-in funnel as a growth surface. You instrument drop-off, attack the leaks, and sequence work against conversion -not a feature list. You partner with the Predictions PM on the handoff from funded → first contract.
Hold the design bar on trust and money UX. You champion clarity, hierarchy, and error states as non-negotiable. You push back on “good enough” when users are putting in a debit card or waiting on an ACH. Specific feedback: interaction cost, copy, recovery -not vibes.
Wireframe and partner in Figma. You create your own wires and drive design conversations. You catch clunky funding and KYC interactions before users do.
Talk to users like a peer. You run research on how people currently sign up, verify, and move money. You ask “Show me how you fund this account,” not “Would you use instant deposit?” You distinguish what users say from what the funnel reveals.
Drive cross-functional execution. You align engineering, design, data, compliance, payments, banking partners, and ops around funded-user outcomes. You own the backlog and the ship cadence for this charter. Nothing in onboarding/fiat goes live without your sign-off on product and UX bar.

Requirements:

Fiat and onboarding ownership. You have owned money-in and/or user onboarding (signup, KYC/identity, deposits, funding) and can walk the funnel you owned, the drop-offs you attacked, and the number that moved.
Payments / banking product, not adjacent fintech. You have owned payment rails, funding methods, or banking/on-ramp product (ACH, cards, PSP, payouts, crypto on/off-ramp, or similar) and can point to a flow of funds, a partner integration, or a failure mode you actually ran. Résumé logos without rails ownership don’t clear the bar.
Design sensibility as a product skill. You can evaluate money-in and identity UX with specifics (hierarchy, density, recovery, trust), not “it looks nicer.” You can point to a flow you refused to ship until it was clear.
Data ownership. You instrument your own funnel, size the opportunity, and prioritize without waiting for someone to hand you the analysis.
User empathy in the product. You are willing to use OG regularly (onboard, fund, withdraw) to feel friction firsthand. You ask behavioral questions before feature questions.
We care what you’ve built and owned -not MBA, pedigree, or a certain number of years.

Preferred:

Crypto exchange, crypto bank, or regulated on/off-ramp PM work: you’ve already sat in compliance + rails + consumer conversion at once.
Consumer growth / activation: you’ve owned a signup or first-value funnel, not only the bank core.
Hands-on OG / prediction-market / sportsbook use: you know why funding has to feel instant for a live game.
Deep Figma / design-system fluency: you move faster with design as a peer, not a handoff.
AI player and pilot: you use AI tools with human-in-the-loop judgment to move faster on research, specs, and iteration.

Why This Role:

Direct volume impact. Onboarding and fiat are where prediction markets win or lose share of wallet. Your craft bar shows up in funded users -the input every trade depends on.
Frontier. Regulated U.S. prediction markets still don’t have a default “money in” experience. Consumer speed and bank-grade compliance at once -the rails are new and the playbook is yours to write.
Access. You work directly with product leadership. Your UX and prioritization calls land where strategy is set. No layers. No politics.
Leverage. Signup → funded is the front door of OG -not a side feature.
Upside. Early ownership of the payments/onboarding charter on a standalone prediction brand backed by Crypto.com’s compliance and scale infrastructure.
Team. High-calibre product, design, payments, and engineering partners who care whether the thing actually funds -not just whether it shipped.