The Senior Product Manager of our Credit Line Platform will define and lead end-to-end discovery, solution design, and implementation of our Loan Management System (LMS) for credit line products including underwriting, payments, withdrawals, amortization, internal functions, and customer invoicing.
Qualifications
5+ years of product management experience, preferably in Loan Management Systems or loan servicing within fintech or a related field.
Experience driving cross-functional teams, including engineering and operational teams, to deliver impactful products.
Proven ability to manage and prioritize multiple initiatives in a fast-paced environment.
Strong data-driven decision-making skills, including the ability to run SQL queries.
Ability to define algorithms, data structures, and platform services.
Familiarity with Loan Management Systems, underwriting, and servicing operations in both loan and line products.
Demonstrated success in creating customer-first solutions while balancing security and operational efficiency.
Skills Required
- 5+ years of product management experience
- Experience with Loan Management Systems or loan servicing
- Experience driving cross-functional teams including engineering and operations
- Proven ability to manage and prioritize multiple initiatives in a fast-paced environment
- Strong data-driven decision-making skills, including ability to run SQL queries
- Ability to define algorithms, data structures, and platform services
- Familiarity with underwriting and servicing operations for loan and line products
- Demonstrated success creating customer-first solutions while balancing security and operational efficiency
PayJoy Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayJoy and has not been reviewed or approved by PayJoy.
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Fair & Transparent Compensation — Pay is considered market‑aligned for senior U.S. technical roles, and public salary bands help candidates benchmark and align expectations. Feedback suggests this transparency supports confidence that offers are competitive for role and location.
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Healthcare Strength — Company‑paid basic medical, dental, vision, life, and disability coverage is emphasized as a standout element versus many startups. Feedback suggests this reduces out‑of‑pocket burden and strengthens the core benefits foundation.
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Parental & Family Support — Paid parental leave and flexible hours are highlighted alongside dedicated time off. Feedback suggests these family‑oriented policies enhance the perceived completeness of the package.
PayJoy Insights
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
