Senior Product Designer - Disputes

Posted 16 Days Ago
Be an Early Applicant
Hiring Remotely in San Francisco, CA, USA
In-Office or Remote
149K-197K Annually
Senior level
Fintech
The Role
Design end-to-end dispute experiences across business and personal banking, spanning customer journeys, investigator tooling, communications, and operations. Simplify regulatory and operational complexity into intuitive workflows, prioritize trust and transparency, collaborate with Product/Engineering/Operations/Compliance, and ground designs in research and systems thinking to improve outcomes.
Summary Generated by Built In

The hardest part of uncertainty is rarely the waiting. It's not knowing.

A delayed flight feels different when you can see exactly where the plane is. Traffic feels more manageable when your navigation shows a clear route ahead. Clarity doesn't eliminate the problem, but it changes how the journey feels.

Disputes are one of those moments. A customer notices a charge they don't recognize, a card has been compromised, or money has gone missing. At Mercury, we believe disputes are one of the most important trust-building moments in banking*. We're designing experiences that replace uncertainty with clarity, confusion with understanding, and anxiety with confidence, helping customers and investigators navigate complex situations with trust every step of the way.

We're looking for a Senior Product Designer to help design that journey.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

What you'll doDesign end-to-end dispute experiences
  • Own the design of dispute experiences across Business Banking, Personal Banking, and multiple payment rails.
  • Design cohesive journeys spanning customer experiences, investigator tooling, communications, and operational systems.
  • Use service design and systems thinking to improve the dispute experience from beginning to resolution and beyond.
Simplify complexity
  • Transform regulatory, operational, and technical complexity into experiences that feel intuitive, trustworthy, and easy to navigate.
  • Design workflows that help investigators make high-quality decisions efficiently and confidently.
  • Balance customer needs, business requirements, and compliance obligations in a high-stakes environment.
Design for trust
  • Create experiences that reduce uncertainty, increase transparency, and build confidence during some of the most stressful moments customers have with their finances.
  • Advocate for customer needs while navigating operational and regulatory constraints.
  • Ensure experiences feel clear, fair, and human, even when outcomes are not always what customers hope for.
Drive impact through curiosity and collaboration
  • Partner closely with Product, Engineering, Operations, Compliance, and Strategy to shape big picture thinking and uncover new opportunities.
  • Ground decisions in research, customer insights, and first-principles thinking.
  • Raise the bar for service design, systems thinking, and product craft across Mercury.
You are the right fit if you
  • Have 4+ years of product design experience, including ownership of end-to-end projects in complex domains.
  • Have experience designing sophisticated workflows, systems, or service experiences that unfold across multiple touchpoints.
  • Demonstrate strong systems thinking and can understand how decisions in one part of a product affect the broader ecosystem.
  • Have exceptional interaction design and visual design craft, with a portfolio that shows both clarity of thinking and quality of execution.
  • Are deeply curious and consistently seek to understand the underlying problem rather than simply executing requirements.
  • Have experience designing customer-facing experiences, internal tooling, or ideally both.
  • Understand how to balance customer needs, operational realities, technical constraints, and business requirements.
  • Ground your decisions in research and actively seek out customer and operational insights.
  • Thrive in highly collaborative environments and can influence across Product, Engineering, Operations, Compliance, and Support.
  • Are comfortable navigating ambiguity and making progress in spaces where there are rarely perfect answers.
The following would be particularly exciting
  • Experience designing emotionally charged customer journeys.
  • Experience building products that support both customers and internal operators.
  • Experience with service design, journey mapping, or service blueprinting.
  • Experience simplifying operationally complex systems without sacrificing quality or trust.

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits. Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

  • US employees (any location): $157,400–196,700 USD
  • Canadian employees (any location):  $148,700–185,900 CAD 

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

#LI-AK1

Skills Required

  • 4+ years of product design experience with ownership of end-to-end projects in complex domains
  • Experience designing sophisticated workflows, systems, or service experiences across multiple touchpoints
  • Strong systems thinking and understanding of how decisions affect broader product ecosystem
  • Exceptional interaction design and visual design craft with a portfolio demonstrating clarity and execution
  • Experience designing customer-facing experiences, internal tooling, or both
  • Ability to balance customer needs, operational realities, technical constraints, and business requirements
  • Ability to ground decisions in research, customer insights, and first principles
  • Comfort working cross-functionally and influencing Product, Engineering, Operations, Compliance, and Support
  • Comfort navigating ambiguity and making progress without perfect answers
  • Experience designing emotionally charged customer journeys
  • Experience building products that support both customers and internal operators
  • Experience with service design, journey mapping, or service blueprinting
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The Company
HQ: San Francisco, CA
150 Employees
Year Founded: 2017

What We Do

Mercury is building banking for startups. We want to power the next generation of companies that will shape American industry.

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