Senior Product Compliance & Risk, Wise Platform NAM

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Austin, TX, USA
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Compliance and Risk Program, for Wise to offer its services to many more Customers, via partnerships with Financial Institutions and Platforms in North America. 

This is a first line of defense hands-on role, embedded in the Wise Platform North America Product Squad. 

You will be growing the Product Risk and Compliance team, owning projects and making decisions in the following areas: 


Regulatory: 

  • Stay ahead of the financial crime and regulatory compliance trends and the regulatory agenda in North America, with a particular focus on BaaS

  • Translate and implement regulatory requirements, for Product and Engineering teams to seamlessly execute on 

  • Identify when local regulatory requirements can be executed by leveraging existing global controls and when unique requirements need prioritization, optimizing for utilization of existing controls where possible

Risk and controls: 

  • During exams and audits, coordinate Wise response by challenging any assumption that is not a correct reflection of the Wise’s Risk and Controls framework, and coordinate evidencing controls as necessary 

  • Support defining the Regulatory and Financial Crime Risk metrics for Wise Platform in North America, using your judgement to leverage global Key Risk Indicators or formulating market / region specific ones where needed 

  • Be hands-on in delivering product improvements, whatever identified by external or internal parties, including self-identified. Shape improvements project management and prioritisation by knowing Wise Platform products and features into the details 

Reporting and external engagement: 

  • Monitor and report on the health of Wise Platform in North America, in front of internal and external stakeholders

  • Lead Regulatory, Financial Crime and Risk discussions and forums with clear action plans and updates on previously identified issues

  • Take part in industry associations initiatives where discussing Wise Platform services in North America

This role will give you the opportunity to: 

  • Grow your hands-on Fintech knowledge at full speed 

  • Keep Compliance right at the heart of the product and engineering development cycle, in a fast-moving environment 

  • Be empowered to identify regulatory and compliance issues or opportunities and take a lead in execution 

Qualifications

A bit about you:

  • You have a Compliance background, with hands-on experience in the US market, specifically on BaaS and platform partnerships 

  • Your experience spans across more than one area of compliance: from permissibility to fincrime (ideally with exposure to correspondent banking), from consumer protection to permissible investments, and more 

  • You have the ability to drive business decisions by convincing both internal and external parties on execution 

  • You are a natural owner that drives and delivers projects from inception to completion, that can go into the details of each and every problem within their domain space 

  • You are an engaging communicator that can effectively present to different audiences (i.e. from Regulators to engineers) 

  • You are analytical, use data to make decisions and challenge assumptions 

  • You have experience (or desire) in working in a fast-growing environment and apply your previous industry experience in a new paradigm that reflects how Wise works 

  • You are willing to travel as Wise offices are located across different geos globally 

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth Global minimum of 33 paid days off (36 in U.S. hubs) plus a 6‑week paid sabbatical every four years and extras like volunteer or “Me” days indicate substantial time‑off depth.
  • Parental & Family Support A global minimum of 18 weeks fully paid parental leave for birth or adoption after one year, along with adoption and fertility support, underscores robust family support.
  • Flexible Benefits Work‑from‑anywhere up to 90 days per year after six months and flexible working principles provide notable geographic mobility and scheduling latitude.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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