Senior Product Compliance & Risk Manager - Operational Resilience and Outsourcing

Posted 15 Days Ago
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London, Greater London, England, GBR
Hybrid
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Own Wise's UK operational resilience and outsourcing framework within the first-line Product Compliance and Risk team. Lead regulatory assessments, important business service mapping, impact tolerance management, resilience testing, self-assessments, board reporting, internal controls, third-party risk governance, due diligence, monitoring, contract requirements, change management, and exit planning. Partner with Product, Engineering, Security, Risk, and Operations teams to ensure payment and investment products comply with UK regulatory expectations.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Our Product Compliance & Risk (“PC&R”) team sits at the centre of Wise’s product development function, supporting our cross-functional teams in delivering exceptional financial products for our customers while ensuring they’re compliant by design. 

We’re seeking a highly motivated, customer-centric and proactive individual to lead on UK Operational Resilience and Outsourcing within our first line Product Compliance and Risk team.

Your Mission:

You’ll own the Operational Resilience and Outsourcing framework within our first line Product Compliance and Risk team, covering Wise’s UK entities. You’ll be responsible for running our framework to comply with our regulatory obligations in the UK related to operational resilience, outsourcing and business continuity. Most importantly, you’ll work directly with Product, Engineering, Security, Risk, and Operations to ensure our products and services remain resilient, and that our reliance on third parties is governed in line with regulatory expectations and our internal standards.

Key Responsibilities:

  • Understand and assess the full set of regulatory requirements related to UK operational resilience, outsourcing and third party risk management (TPRM) requirements.

  • Understand the broader regulatory framework applicable to the provision of payments, e-money and retail investment services.

  • Own the Operational Resilience and Outsourcing framework, including developing standards, controls and approaches.

  • Lead the identification of important business services, the definition and maintenance of impact tolerances and the mapping and testing of the people, technology, processes, and third-party dependencies to support the important business services.

  • Lead the annual Operational Resilience Self-Assessment (ORSA) to document the operational resilience journey, own and deliver the Annual Board Paper.

  • Clearly document and maintain our internal controls, and develop and maintain a standard for documenting and maintaining regional operational resilience and outsourcing controls.

  • Own and maintain the compliance approach and framework for outsourcing and critical third-party arrangements.

  • Ensure Wise’s UK entities remain compliant with the applicable regulatory requirements on operational resilience and outsourcing including on operational reporting and third party reporting (PS 26/2)

  • Build scalable governance for third-party lifecycle management including due diligence, risk assessment, contract requirements, ongoing monitoring, change management, exit planning. 

 

A bit about you:

  • You’ve got at least six years of experience in operational resilience, outsourcing/TPRM, technology risk, or product compliance preferably within a financial services firm.

  • You have strong knowledge of the UK regulatory framework applicable to operational resilience and outsourcing (e.g. PS21/3, PS26/2, SYSC 15A, SYSC 8).

  • You’ve got strong experience with regulatory analysis and risk management. You deeply understand how to target resources on impactful activities that will make a tangible difference to customers. 

  • You understand payments and retail investment products and the customer journeys associated with them. 

  • You’re able to operate primarily independently with limited guidance, and you’re not afraid to roll your ideas out quickly and convince others to follow along behind you.

  • You understand the bigger picture, are analytical, and can quickly assess, break down and prioritise problems / opportunities.

  • Strong communicator who’s comfortable working with stakeholders in multiple teams and building relationships.

  • You’re comfortable navigating ambiguity and have the ability to exercise sound judgment and decision-making abilities.

  • You understand the importance of providing clear rationales for teams and excel in doing so.

  • You anticipate roadblocks, are resilient and not easily disheartened.

  • Experience with product management methodologies and tools (e.g., Jira, Confluence) and risk and controls software.

  • Experience working with global teams.

  • Willingness to travel as required.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • At least six years of experience in operational resilience, outsourcing or third-party risk management, technology risk, or product compliance
  • Experience preferably within a financial services firm
  • Strong knowledge of UK operational resilience and outsourcing regulations, including PS21/3, PS26/2, SYSC 15A, and SYSC 8
  • Strong experience with regulatory analysis and risk management
  • Understanding of payments and retail investment products and related customer journeys
  • Ability to work independently with limited guidance and exercise sound judgment
  • Strong communication and stakeholder relationship-building skills across multiple teams
  • Experience with product management methodologies and tools such as Jira and Confluence
  • Experience with risk and controls software
  • Experience working with global teams
  • Willingness to travel as required

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
  • Leave & Time Off Breadth Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
  • Wellbeing & Lifestyle Benefits Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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