Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionYour mission is to design the Product Risk and Compliance Program for Wise to offer Credit Cards across our licenses around the world. This is a first line of defence hands-on role, embedded in the Global Spend team. You will be owning projects, collaborating on and making decisions in the following areas:
Regulatory:
Stay ahead of issuing compliance, schemes and regulatory trends
Translate and implement regulatory requirements for Product and Engineering Teams to seamlessly execute on
Identify when local regulatory requirements can be executed by leveraging existing global controls and when unique requirements need prioritisation
Risk and controls:
Help drive the launch of new products and services by implementing controls in a customer-oriented way whilst at the same time, adhering to regulatory requirements.
Challenge any assumption that is not a correct reflection of the Wise’s program and coordinate evidencing controls as necessary
Define the Global Regulatory and Compliance Risk metrics for the Credit products globally, supporting local teams to regionalise global KRIs
Coordinate prioritisation and efforts on issues, ensuring any necessary remediation is timely executed
Identify and drive enhancements that could improve our customer experience, unlock growth and improve our operational processes.
Reporting and external engagement:
Report on the health of the Credit Card program in front of internal and external stakeholders
Lead Credit Card Regulatory, Fincrime and Risk discussions and forums
Take part in industry associations initiatives
Qualifications
You have a 8 years experience working in Compliance, ideally worked at Financial or Payments Institutions, Card Schemes or Law or Consultancy Firms
You have been advising and solving regulatory challenges on card schemes or other issuing solutions (i.e. Debit cards, local schemes, etc) for at least 5 years
Your experience spans across more than one area of compliance: fraud and financial crime risks, consumer protection, segregation of funds, regulatory issuing regimes and more
You are a natural owner that drives and delivers projects from inception to completion and can go into the details of each and every problem within their domain space
You are an engaging communicator, willing to collaborate with different audiences (i.e. from Regulators to engineers)
You are analytical, use data to make decisions and challenge assumptions
You have experience (or desire) in working in a fast-growing environment and apply your previous industry experience in a new paradigm that reflects how Wise works
Willingness to travel occasionally to our offices globally.
Additional InformationFor everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- 8 years of experience working in compliance, preferably at financial or payments institutions, card schemes, law firms, or consultancy firms
- At least 5 years advising on and solving regulatory challenges involving card schemes or issuing solutions such as debit cards and local schemes
- Experience across multiple compliance areas, including fraud and financial crime risks, consumer protection, segregation of funds, and regulatory issuing regimes
- Experience owning and delivering projects from inception to completion
- Strong communication and collaboration skills across audiences including regulators and engineers
- Analytical decision-making skills and ability to use data to challenge assumptions
- Experience or willingness to work in a fast-growing environment
- Willingness to travel occasionally to global offices
Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
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Leave & Time Off Breadth — Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
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Wellbeing & Lifestyle Benefits — Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
