Senior Principal Architect: Digital Payments

Job Description
You're a pro who wants to influence the future of technical architecture and our team is looking for people like you.
As a Senior Principal Architect at JPMorgan Chase within the Payments Technology team of Corporate & Investment Banking, you provide specialized expertise to influence the target state architecture and strategy. Work across teams to implement and advance the adoption of complex strategic global solutions that give JPMorgan Chase a competitive advantage.
Job responsibilities

• Designs and implements end-to-end full stack solutions with a focus on payment systems, cloud infrastructure, and high-performance distributed systems.
• Leads the architecture and development of secure, scalable payment processing systems and frameworks.
• Develops and enhances frameworks and platforms to support business objectives and improve developer productivity.
• Collaborates with cross-functional teams to integrate payment solutions into existing platforms.
• Evaluates and recommends cloud technologies and services to optimize performance and cost-efficiency.
• Ensures compliance with Payments and JPMorgan Chase technology standards.
• Provides technical leadership and mentorship to development teams.
• Conducts architecture and code reviews to enforce best practices for security, performance, and scalability.
• Stays up to date on emerging technologies and trends in payments, cloud computing, and distributed systems.

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 10+ years applied experience
• Proven experience in payments, cloud, and high throughput, low latency distributed systems.
• Strong proficiency in front-end technologies (e.g., HTML, CSS, JavaScript, React, Angular).
• Extensive experience with back-end technologies (e.g., Node.js, Python, Java) and payment gateways.
• Expertise in cloud platforms (e.g., AWS, Azure, Google Cloud) and microservices architecture.
• Experience in developing and maintaining software frameworks and platforms.
• Proficiency in API design and implementation, including REST, gRPC, and GraphQL.
• Familiarity with database technologies (e.g., SQL, NoSQL) and API integration.
• Strong understanding of security best practices in payment processing.

Preferred qualifications, capabilities, and skills

• Excellent problem-solving and communication skills.
• Prior experience in Fin-tech companies specially with Payments related experience

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About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
The Corporate & Investment Bank is a global leader across investment banking, wholesale payments, markets and securities services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. We provide strategic advice, raise capital, manage risk and extend liquidity in markets around the world.