Senior Pricing Decision Analyst

Posted 15 Days Ago
Be an Early Applicant
Street, MD
79K-138K Annually
1-3 Years Experience
Financial Services
The Role
The Senior Pricing Decision Analyst is responsible for business analysis of automotive financing products, optimizing pricing and managing risk. They develop consistent reporting and analysis to drive better planning, pricing, and sales activities, and problem solve for effective actions. Key responsibilities include analyzing pricing initiatives, developing business performance initiatives, and applying statistical techniques for root cause analysis and trend analysis.
Summary Generated by Built In

Senior Pricing Decision Analyst

Country: United States of America

The Senior Pricing Decision Analyst (Sr. Specialist, Model Development) is responsible for business analysis of a large portfolio of automotive financing products. Key activities are to apply business judgment and intuition to optimize pricing and manage risk; and to develop consistent and reliable reporting and analysis to understand and communicate trends, metrics, and indices needed to drive better planning, pricing, and sales activities. A key part of this role is to proactively problem solve observed results so that appropriate action can be taken. This would include price changes, forecasting changes, dealer level corrective actions, etc.

  • Analyzes and review results of pricing and promotional initiatives in terms of sales growth, margin and profitability growth.

  • Works across the organization to develop initiatives, based on business judgment and data results, to drive improved business performance.

  • Utilizes both statistical techniques and business acumen to develop analytic insights, sound hypotheses, and informed recommendations.

  • Develops a thorough understanding of the firm’s operations and business practices.

  • Applies statistical techniques to perform root cause analysis, analyze trends, and uncover risks and opportunities relative to portfolio management and originations.

  • Produces monthly profitability reporting on originations and proactively monitors pricing and profit key performance indicators.

  • Other duties as assigned

Qualifications:

  • Education: Bachelor’s degree or equivalent work experience. Master's or Ph.D. in a quantitative field (statistics, mathematics, economics, engineering, etc.) preferred.

  • Experience: 2+ years of business analytics and quantitative problem solving experience, or equivalent experience from an advanced degree.

  • Proficiency with two or more of the following tools: SQL, SAS, Python, and R.

  • Overall proficiency with MS Office (Excel, Outlook, Word, PowerPoint).

  • Excellent in both quantitative problem solving and applying business judgment.

  • Strong intellectual curiosity and affinity for numbers.

  • Attention to detail, excellent organization, ability to prioritize workload and meet deadlines.

  • Superior ability to learn new skills and build industry knowledge.

  • Strong written and verbal communication skills, such as in translating complex analytical results to non-technical stakeholders.

  • Rigorous focus on results and customer experience.

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:

$78,750.00 USD

Maximum:

$137,500.00 USD

Top Skills

Python
R
SAS
SQL
The Company
HQ: Boadilla del Monte, Madrid
136,172 Employees
On-site Workplace

What We Do

Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.

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