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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
You'll be one of our first platform engineers building the foundation for our fintech engineering organization as we scale from startup to enterprise-grade operations.
This is not a "keep the lights on" operations role. You'll build internal products - self-service tools and automated workflows that make secure, compliant infrastructure invisible to product teams. Your customers are engineers; your metrics are their velocity and our security posture.
In This Role, You Will
Build & Automate
Design self-service infrastructure using AWS (ECS, RDS, S3, Lambda, IAM) and Pulumi/TypeScript
Create automation that eliminates manual work
Build and optimize CI/CD pipelines for fast, safe deployments
Enable & Scale
Establish monitoring, alerting, and observability systems
Build documentation and runbooks that empower teams to self-serve
Work with product teams to understand friction points
Improve & Secure
Balance fintech compliance requirements with developer experience
Participate in incident response and postmortems
Optimize system performance, scalability, and cost
Implement security controls that satisfy regulatory requirements
Collaborate
Treat platform as product: gather feedback, measure adoption, drive improvements
Partner with engineers and stakeholders to set technical strategy
Explain technical decisions clearly to non-technical audiences
Qualifications
5+ years infrastructure, platform, or DevOps engineering
Production AWS (EC2, ECS/Fargate, RDS, S3, Lambda, VPC, IAM)
Infrastructure-as-code (Pulumi or Terraform- we use Pulumi/TypeScript)
CI/CD pipelines (GitHub Actions, GitLab CI, Jenkins, or similar)
Containers (Docker, ECS, or Kubernetes)
Monitoring tools (Datadog, Prometheus, CloudWatch, or similar)
Strong coding skills in Ruby, Python, Go, TypeScript, or similar
Track record building platforms that teams actually adopted
Bonus points for:
Fintech or regulated industry experience (SOC 2, PCI-DSS)
Security automation or compliance tooling
0→1 infrastructure building experience
Data and ML infrastructure or MLOps background
Specialization Areas
During interviews, we'll discuss your focus area. All roles are 70% specialty, 30% general platform work.
Security & Compliance: Secure architectures, IAM systems, security automation, SOC 2/PCI-DSS frameworks, audit preparation
Site Reliability: Observability platforms, intelligent alerting, SLOs/error budgets, disaster recovery, performance optimization
Developer Experience: Self-service provisioning, CI/CD optimization, internal platforms, reusable infrastructure patterns
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- 5+ years infrastructure, platform, or DevOps engineering
- Production AWS experience
- Infrastructure-as-code with Pulumi or Terraform
- CI/CD pipeline experience
- Containerization with Docker, ECS, or Kubernetes
- Monitoring tools experience
- Strong coding skills in Ruby, Python, Go, TypeScript, or similar
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
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Wellbeing & Lifestyle Benefits — Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
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Retirement Support — A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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