Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
One of the UK’s newest unicorns with a team of just over 600 people
Among the fastest-growing tech companies in the UK
Profitable since 2017
Backed by top investors including Balderton Capital and Goldman Sachs
Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
As a Senior PHP Engineer, you'll be a key player in our engineering organisation, a vibrant community of over 160 talented engineers spanning backend, frontend, mobile, and platform disciplines. This isn't just about maintaining; it's about innovating. You'll dive into a wide range of exciting projects, from building and integrating new APIs that elevate the customer journey to optimising our cutting-edge lending platforms. You'll also engage in deep architectural discussions, shaping the future of our products. There's ample opportunity to grow, contribute, and truly make your mark.
We are hiring across all our UK, US and International Expansion product teams, Zable Card, Autolend, Lendable Loans, and Internal Tools teams!
Our Modern Tech StackWe believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:
Backend: PHP 8, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes
CI/CD: GitHub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)
Testing: Behat, PHPUnit for robust automated testing
We're seeking passionate engineers who are excited to contribute and grow with us:
Strong, business oriented, engineer with modern PHP development experience (PHP 8.0+ is a must). You're fluent in the latest PHP features and best practices.
A solid grasp of a modern PHP framework like Symfony or Laravel.
Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing is a significant plus.
Familiarity with microservices architecture and working on financial systems is a bonus.
Excellent automated testing skills (unit, integration, functional) - you believe in quality code.
A genuine desire to learn, collaborate, and contribute your ideas within a highly collaborative team.
High degree of ownership and autonomy
Experience in a cross-functional environment is a plus, but not essential.
We value your time and have designed an efficient process to get to know you:
A quick chat with one of our team to see if the role is a good match.
15- minute cognitive assessment and a practical take-home coding exercise for you to showcase your coding skills.
A technical interview to discuss your coding exercise and dive deeper into your skills.
A culture-add interview to assess how you'd thrive within our team and organisation.
The opportunity to scale up one of the world’s most successful fintech companies.
Best-in-class compensation, including equity.
You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London
Check out our blog!
Top Skills
What We Do
Lendable is a lending platform that makes borrowing money effortless. Using technology, we have trimmed the fat from the traditional loan application process. The result allows us to make an instant decision, offer personalised rates, and transfer funds within minutes. We look beyond applicants' credit score, offering loans to people with less-than-perfect credit histories, and charging them less than banks. This way, we provide fair rates to a wider range of borrowers. Once customers have accepted our quote, we deposit their loan within minutes. Because our technology is brand new. Unlike banks, who use huge systems built at a time when the world was different. The internet has made commerce faster, cheaper and safer. Time for finance to step up
