At Multitude, we’re more than just a listed European FinTech company—we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.
Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.
In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we’re shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).
CapitalBox empowers small and medium-sized enterprises across Europe with fast and flexible working capital solutions. Operating in five countries, we bridge the SME funding gap through automated online business loans. With rapid approvals and seamless financing, we fuel business growth, recognising SMEs as the backbone of the economy.
We are looking for a talented and self-driven Senior PHP Developer to join our CapitalBox team in Lithuania. You’ll play a key role in developing robust, scalable back-end solutions that power our lending operations, ensuring performance, reliability, and clean code across mission-critical systems.
Your focus:
- Develop, document, and maintain scalable backend solutions using PHP and related technologies
- Implement and integrate 3rd-party services and handle large-scale data parsing and transformations
- Ensure efficient system monitoring and proactively address performance and stability issues
- Participate in regular project and task reporting to align with business objectives
- Collaborate with key users, internal teams, and external partners to gather requirements and support development efforts
Required skills & qualifications:
- 4+ years of professional experience with PHP development using OOP principles
- Solid knowledge of XML, SQL, JSON, and basic Linux shell commands
- Strong understanding of REST and SOAP software architectural styles
- Fluent English, both spoken and written
- Experience with test-driven development and distributed version control systems (Git)
- Demonstrated ability to write structured, readable, and well-documented code
- A reliable, independent work ethic and ability to deliver on time
We offer:
At Multitude, we believe in empowering our employees to thrive personally and professionally. Here's what you can look forward to:
- A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
- Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe.
- A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
- Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
- Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.
- Enhanced Health & Retirement Coverage – benefit from comprehensive private health insurance and a supportive pension scheme, designed to give you peace of mind and long-term security.
The expected salary range for this position is €4,500–€5,500 gross per month. The final offer will be determined fairly, based on your qualifications, experience, and alignment with the role’s requirements.
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What We Do
Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are Consumer Banking (Ferratum), SME Banking (CapitalBox), and Wholesale Banking (Multitude Bank). Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E4l'. www.multitude.com