Hello. We’re Teya.
Teya was founded on a simple belief: local businesses deserve better.
They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business.
Teya exists to change that.
We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work.
We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand.
If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you
Your MissionWe are looking for a Payments Specialist to join our Financial Services team in London. This is a
senior individual contributor role sitting at the intersection of product, operations, and scheme
compliance. You will own Teya's participation in European and UK payment schemes — driving new connections, maintaining scheme compliance, and supporting the build-out of our payments infrastructure as we scale.
The ideal candidate brings deep functional expertise across domestic and cross-border payment rails, has operated in or alongside tier-1 banks or payment networks, and can work across technical and commercial stakeholders to drive outcomes
Key ResponsibilitiesLead Teya’s direct and indirect participation in UK and European payment schemes, including Faster Payments, CHAPS, SEPA Credit Transfer, SEPA Direct Debit, and BACS.
Drive ISO 20022 migration activity — including MT to MX message mapping, scheme compliance, and tecEuropehnical implementation with engineering partners.
Own scheme rulebook adherence across , monitoring regulatory and standards changes from SWIFT, EBA, Vocalink, and the Bank of England.
Define and document functional requirements for payments platform changes, working alongside product managers and engineers.
Represent Teya in external sessions with schemes, central banks, and infrastructure partners (e.g. our banking infrastructure partner, Vocalink, SWIFT).
Conduct market research and support new product development across acquiring settlements, treasury, and real-time payments.
Support the build-out of Teya’s acquiring and banking settlement infrastructure, including reconciliation, exception handling, and payment operations tooling.
Provide subject matter expertise on cross-border payment flows, SWIFT GPI, FX payment frameworks, and high-value clearing systems.
Essential
8+ years in payments, with hands-on experience across multiple UK and European
payment schemes (Faster Payments, CHAPS, SEPA, BACS, SWIFT).
Strong working knowledge of ISO 20022 — MT/MX message standards, CBPR+, and T2
RTGS migration.
Experience leading or contributing to direct scheme participation projects, including
regulatory approvals and technical implementation.
Proven ability to write high-quality functional specifications and HLD/LLD documentation.
Strong stakeholder management skills — comfortable engaging with scheme bodies,
central banks, and C-suite internally.
Fintech or financial services background, ideally with exposure to both banking infrastructure and merchant-facing or acquiring products.
Nice to Have
Experience with the UK New Payments Architecture (NPA) and evolving Open Banking infrastructure.
Familiarity with tokenised payments, blockchain-based settlement, or digital currency frameworks.
Exposure to acquiring settlement flows, merchant reconciliation, or embedded finance
products.
Background in quality engineering or testing within a payments context (e.g. SWIFT, SIT,
UAT across core banking changes).
The Perks
Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness, and nutrition apps
Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support
Cycle-to-Work Scheme
Health and Life Insurance
Pension Scheme
25 days of Annual Leave (+ Bank Holidays)
Office snacks every day
Friendly, comfortable, and informal office environment in Central London
Teya is proud to be an equal opportunity employer.
We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.
If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.
Skills Required
- Bachelor's degree in a business or science-related field
- 5+ years of experience in the finance or payments industry
- Strong understanding of Agile methodologies
- Excellent analytical skills
- Demonstrated success in delivering products or features end-to-end
- Excellent communication and presentation skills
Teya Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Teya and has not been reviewed or approved by Teya.
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Equity Value & Accessibility — Broad-based stock options (USSOP) are described as available from day one, giving employees an immediate ownership stake. This equity component sits alongside cash pay and role-specific incentives, especially in commercial teams.
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Healthcare Strength — In core markets, private medical coverage and life insurance are offered, with wellbeing platforms such as Gympass/Wellhub also noted. These provisions are presented as meaningful pillars of the package where available.
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Leave & Time Off Breadth — Approximately 25 days of annual leave plus bank/public holidays are outlined for certain locations, alongside a hybrid work model. These time‑off provisions are positioned as a notable part of the advertised package.
Teya Insights
What We Do
At Teya, we believe small, local businesses are the heartbeat of every community. Teya was founded to help small, local businesses thrive. We exist to make business smoother, simpler, and more rewarding for the people who keep our communities alive. That means exceptional support, intuitive solutions, and a team truly invested in our Members’ success. To us, they’re more than customers – they’re part of a community built on trust and shared ambition. That’s why we proudly say: “Member since.” It’s our way of honouring every relationship and building a stronger, more connected future together.
Why Work With Us
We’re a fast-growing European fintech helping small, local businesses thrive. We value simplicity, teamwork, and impact. At Teya, you’ll join a diverse, passionate team where ideas matter, growth is encouraged, and every action helps real people and communities succeed, every single day.
