Senior Payments Operations Consultant

Sorry, this job was removed at 06:21 a.m. (UTC) on Friday, Sep 11, 2026
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Minneapolis, MN, USA
Hybrid
87K-154K Annually
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Leads payment operations support and strategic initiatives across multiple business groups. Responsibilities include improving operational efficiency, quality, cost effectiveness, and pipeline management; researching business and operational initiatives; developing project plans, policies, and procedures; coordinating risk mitigation, customer experience, UAT, and cross-functional program implementation. The role also supports payments transformation, requirements gathering, process improvement, reporting, and relationship management with business partners.
Summary Generated by Built In
About this role:
Wells Fargo is seeking a Senior Payments Operations Consultant within Payment Operations. Learn more about the career areas and lines of business at www.wellsfargo.com .
In this role, you will:
  • Lead support functions or operations for multiple business groups and contribute to large scale strategic initiatives
  • Ensure efficiency, quality, cost effectiveness of solutions, and pipeline management relating to assigned operations
  • Research moderately complex business, operational, and strategic initiatives that require analytical skills, basic knowledge of organizational strategy and Business Execution, and understanding of international business
  • Work independently to make recommendations for support function by providing support and leadership
  • Assist in the planning and execution of a variety of programs and initiatives that may include risk mitigation, efficiency, and customer experience
  • Collaborate and consult with team leaders in developing project plans, policies and procedures
  • Provide leadership in management of relationships and implementation of programs, services, and initiatives with cross functional business partners
Required Qualifications:
  • 4+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • Business Analysis experience supporting technology, operations, or payments transformation initiatives
  • Experience supporting payment processing platforms, payment hubs, or transaction workflow applications
  • Experience with ISO 20022, SWIFT, Fedwire, ACH, RTP, CHIPS, payment investigations, sanctions screening, or exception processing
  • Experience leading requirements elicitation workshops and documenting business and functional requirements
  • Experience creating user stories, acceptance criteria, process flows, use cases, and gap analyses
  • Experience working within Agile Scrum or SAFe environments using Jira and Confluence
  • Experience coordinating user acceptance testing (UAT), defect management, and release validation
  • Experience utilizing Excel, Visio, Tableau, or Power BI for analysis and reporting
  • Experience with Lean, Six Sigma, process improvement, or workflow optimization methodologies
  • Financial services or banking operations experience
  • Experience leveraging AI-enabled tools to accelerate requirements gathering, documentation, and business analysis activities
Job Expectations:
  • Ability to work on-site
  • Ability to work a hybrid schedule
Required Locations:
  • 1525 W WT Harris Blvd, Charlotte, NC
  • 550 S 4th St, Minneapolis, MN
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$87,000.00 - $154,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:
10 Sep 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid

Skills Required

  • 4+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent experience through work, training, military experience, or education
  • Ability to work on-site
  • Ability to work a hybrid schedule
  • Business analysis experience supporting technology, operations, or payments transformation initiatives
  • Experience supporting payment processing platforms, payment hubs, or transaction workflow applications
  • Experience with ISO 20022, SWIFT, Fedwire, ACH, RTP, CHIPS, payment investigations, sanctions screening, or exception processing
  • Experience leading requirements elicitation workshops and documenting business and functional requirements
  • Experience creating user stories, acceptance criteria, process flows, use cases, and gap analyses
  • Experience working within Agile Scrum or SAFe environments using Jira and Confluence
  • Experience coordinating user acceptance testing, defect management, and release validation
  • Experience using Excel, Visio, Tableau, or Power BI for analysis and reporting
  • Experience with Lean, Six Sigma, process improvement, or workflow optimization methodologies
  • Financial services or banking operations experience
  • Experience leveraging AI-enabled tools for requirements gathering, documentation, and business analysis

Wells Fargo Compensation & Benefits Highlights

  • Healthcare Strength Health coverage begins on day one with comprehensive medical, dental, and vision options, and the company subsidizes a substantial share of premiums for U.S. employees (varying by compensation band).
  • Retirement Support A robust 401(k) program includes an employer match for eligible employees, with specifics laid out in plan materials and filings.
  • Parental & Family Support Paid parental leave extends up to 16 weeks for eligible primary caregivers, alongside fertility coverage, adoption/surrogacy reimbursement, and lactation support.

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Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

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