Senior Operational Analyst - Payments (UK & Europe)

Sorry, this job was removed at 02:27 p.m. (UTC) on Monday, Feb 23, 2026
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Hiring Remotely in EU
Remote
Fintech • Payments • Financial Services
The Role

THE ROLE 📝

This is an exciting opportunity for an experienced Senior Operational Analyst to join the UK Product team within Form3.

This role will act as an operational product expert across Faster Payments, Bacs and SEPA payment products, analysing operational data and trends, whilst sitting at the intersection of Product, Operations, Engineering and Client teams.

Working within a cross-product and cross-regional remit, this role ensures that operational issues, customer pain points and platform-level risks are identified early and efficiently addressed.

Key Responsibilities

  • Act as a senior operational Subject Matter Expert (SME) across UK and Euro payment services.
  • Ensure that day-to-day operational insight, resilience considerations and non-functional requirements are consistently understood and applied across all UK and Euro products.
  • Support internal teams with client onboarding and service charges, and manage escalated product queries.
  • Support incident investigations and root cause analyses, identifying recurring issues and driving preventative improvements.
  • Ensure operational consistency for customers using multiple products, identifying cross-product issues and inefficiencies, and acting as a liaison between UK and Euro teams.
  • Coordinate business continuity and DR testing across products, ensuring that DR tests validate platform-level behaviour.
  • Collate aggregate NFRs across products, feeding NFR insights into product and platform roadmaps to ensure that platform capability reflects combined demand.

WE’RE LOOKING FOR 🔍

Essential

Form3’s Product team is a central function within the business, so we are looking for an ambitious and versatile Senior Operational Analyst who can act autonomously, whilst also working well as a key player within a wider team.

  • Experience in Operational Analysis or Service Management within the Payments or Financial Services industries.
  • Sound understanding of UK and/or Euro payment systems, including FPS, Bacs and SEPA.
  • Proven experience in incident management and resilience testing.
  • Strong analytical skills, with hands-on experience analysing operational data and trends, and providing key insights to a wide range of stakeholders.
  • Excellent stakeholder management and communication skills, with the ability to collaborate effectively across multiple internal teams.
  • The ability to operate effectively in a fast-paced, high-growth environment.

Desirable

  • Experience onboarding Financial Institutions, with exposure to regulatory or scheme change.
  • Prior experience working with ISO 20022.

THE TEAM 👥

Form3’s Product Team are the backbone of our ground-breaking services, holding responsibility for creating and developing real-time, cutting-edge payments technology products for our full scope of financial services customers.

This role sits within the UK and Euro Product team, where the key focus is to build and run best-in-class payments services. It is a fast-paced, collaborative team, who are proud of Form3’s market-leading UK and Euro product offerings.


INTERVIEW PROCESS ✍️

Stage One: Screening Call with the Talent Team

Stage Two: Team Interview with a Product Manager and Senior Product Manager

Stage Three: Zoom Interview with two Heads of Product

Stage Four: Executive Review with the Chief Product Officer

We always aim to stick to the above process; however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person!


HIRING LOCATIONS 📍

For this role, we can accept applications from the following countries: United Kingdom (UK); Germany; Netherlands; Spain; Portugal.


ABOUT FORM3 💭

Revolutionising the world of payments with our cutting-edge technology and innovative solutions. For more information about life at Form3, check out the following pages:

What we do | Life at Form3 | Benefits | Flexa-verified employer | Podcasts


OUR DEI&B COMMITMENT 

We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values (we even created them together!) and we celebrate our unique differences. 

Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be. 

As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage. 

If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to [email protected] clearly stating your consent for us to process this data.

For more information please refer to our Recruitment Data Policy. 

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The Company
HQ: London
458 Employees
Year Founded: 2016

What We Do

Form3 develop payment technology. We offer a fully managed, payment technology platform for Financial Institutions as-a-Service.Our vision is to be the worlds most trusted provider of payment technology.We design, build and run the technology that powers the future of payments.Historically, banking leaders believed that infrastructure technologies were an asset for their financial institution because they were managed locally and could be customised. Form3 is changing this model and offering payments infrastructure as a service. A fully cloud native platform that is fully managed to lower costs across operations, infrastructure, security, upgrades, and change management.Form3 has proven that there is a cheaper, simpler, and more efficient way for FI's to handle large payment volumes and scale dynamically without a heavy infrastructure burden. We enable FI’s to benefit from the flexibility, business agility and speed to market that an API-first platform brings along with embedded services that ensure they are always future-ready.Form3 work with regulated financial institutions including large Enterprise banks and digital challenger banks including Mastercard, Lloyds Banking Group, Ebury, LHV, PPS, N26, Square, Aion Bank and others.

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