As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
We're hiring an Android-strong senior engineer who's eager to work beyond a single platform: someone who can go deep on Android but is comfortable picking up iOS, backend, or even web work as the problem demands and as their own interests lead. You'll work closely with our web pods, backend and client engineers, product, design, analytics, and marketing to create new growth experiences for our customers.
Come make a difference with us and have fun doing it! This position is hybrid from our Bangkok office as part of our expanding site. EarnIn offers excellent benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View, CA headquarters. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Partner with product, design, and analytics from problem definition onward — shaping what we build and why, including writing up the spec, not just implementing finished ones.
- Build and refine the systems that drive acquisition, activation, engagement, and retention — deciding what to test, when to ship it, and how to measure it.
- Work across the stack as needed — owning Android, but contributing to iOS, backend, or web (React/TypeScript) when that's where the problem lives.
- Work in an AI-native way — using AI coding tools and agents for cross-stack code generation, spec-driven development, and faster iteration across Android, iOS, backend, and web.
- Translate customer pain points and business goals into technical solutions, and push back when the data suggests a better path.
- Run and instrument experiments (A/B tests, funnels, activation flows, retention loops) to validate that what we ship actually moves growth metrics — and kill what doesn't.
- Develop a scalable architecture that enables the organization to remain agile as it expands.
- Drive decisions on the strategies and methodologies used in app development and testing at EarnIn.
- Ship iteratively — prioritize ruthlessly, scope MVPs, and balance speed against quality to get value to CMs faster.
- Create Unit and Automation (UI) Tests to ensure new code doesn't break existing features and meets product requirements.
- Own your projects end-to-end — from spec through launch and iteration — with minimal oversight.
- Bachelor's (or higher, e.g., MS or PhD) in Computer Science or a related technical field or equivalent technical experience.
- 4+ years of industry experience building, shipping, and maintaining mobile applications at scale, with a strong focus on Android.
- A growth mindset: you care about acquisition, activation, engagement, and retention outcomes, are comfortable with ambiguity, and can take a high-level idea and shape it into a product spec.
- Strong ownership — you can take a project from spec to launch on your own, with good judgment about when to ask for input and when to just move.
- Willingness and curiosity to work across stacks — Android-strong, but ready to contribute on iOS, backend, or web rather than staying boxed into one platform.
- Very comfortable with AI-native development workflows — using AI coding tools and agents as a core part of how you design, build, and ship.
- Genuine interest in growth loops, experimentation, and metrics-driven product development.
- Strong communication and cross-functional collaboration skills — you can engage product, design, marketing, and analytics partners as an equal, not just a downstream implementer.
- Fluency in Kotlin, with a strong grasp of reactive & functional paradigms (Coroutines/Flow, RxJava).
- Proven experience with modern Android app architectures (MVVM, MVI, MVP, Clean Architecture) and Jetpack components.
- Deep understanding of Android UI frameworks, including XML layouts and Jetpack Compose.
- Hands-on knowledge of software engineering best practices across the full SDLC: coding standards, code reviews, Git workflows, CI/CD pipelines, automated testing, and mobile release operations.
- Experience using AI-assisted development tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar tools) as part of your software development workflow?
- Experience with mobile analytics and experimentation tooling (e.g., Amplitude, feature flags, A/B testing frameworks) is a strong plus.
- Familiarity with iOS development, backend development, or web (React/TypeScript) is a significant plus.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Skills Required
- Bachelor's degree in Computer Science or related field, or equivalent technical experience
- 4+ years industry experience building, shipping, and maintaining mobile applications with strong Android focus
- Fluency in Kotlin
- Strong grasp of reactive and functional paradigms (Coroutines, Flow, RxJava)
- Proven experience with modern Android architectures (MVVM, MVI, MVP, Clean Architecture) and Jetpack components
- Deep understanding of Android UI frameworks, including XML layouts and Jetpack Compose
- Hands-on knowledge of software engineering best practices across SDLC: coding standards, code reviews, Git workflows, CI/CD, automated testing, mobile release operations
- Experience using AI-assisted development tools and AI-native development workflows (e.g., GitHub Copilot, Cursor, ChatGPT)
- Genuine interest in growth loops, experimentation, and metrics-driven product development
- Experience with mobile analytics and experimentation tooling (e.g., Amplitude, feature flags, A/B testing frameworks)
- Familiarity with iOS development, backend development, or web (React/TypeScript)
- Strong communication and cross-functional collaboration skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands. Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets. At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place. Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
