The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.
This is an opportunity to lead and evolve the future of valuations at the bank. The business is looking to move beyond a single NPV model approach towards a broader and more sophisticated suite of valuation tools that better support decision making across the lending lifecycle.
You’ll lead a team of credit analysts and data scientists, combining strategic thinking, stakeholder management and technical expertise in a highly visible role.
A day in the life:
- Lead the strategic direction for valuations modelling across the business
- Oversee development of account-level NPV models across multiple lending products
- Lead and develop a team of analysts and data scientists
- Partner with stakeholders across analytics, credit strategy, finance, product and risk
- Improve and simplify existing valuation frameworks where appropriate
- Drive the evolution of the bank’s valuations capability and roadmap
- Champion technical best practice across Python based modelling workflows
- Support strategic projects including new product launches and portfolio activity
About you:
- You have solid experience leading valuations within retail lending
- You’ve managed and developed high-performing teams
- You’re comfortable working with Python based modelling environments
- You have deep experience with valuation and NPV modelling
- You’re a strong stakeholder manager who can influence senior audiences
- You combine strategic thinking with hands-on delivery
- You’re comfortable working in a fast-moving environment with high impact
- You have strong analytical and commercial judgement
- Experience across multiple lending products
- Experience leveraging valuations within decisioning pipelines
- Exposure to machine learning approaches within credit or valuations modelling
- Experience in fintech or fast-growing lending businesses
Skills Required
- Solid experience leading valuations within retail lending
- Managed and developed high-performing teams
- Comfortable working with Python based modelling environments
- Deep experience with valuation and NPV modelling
- Strong stakeholder manager who can influence senior audiences
- Combine strategic thinking with hands-on delivery
- Comfortable working in a fast-moving environment with high impact
- Strong analytical and commercial judgement
What We Do
We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.
