As Marqeta's Senior Manager, Software Engineering, you will lead and evolve our Credit onboarding team. This is a critical leadership role responsible for scaling the next generation of innovative credit onboarding platforms that power modern fintech experiences.
You will lead the Credit onboarding engineering team responsible for building, operating, and modernizing core components of our credit platform. This role requires a leader who sets a high bar, moves with urgency, and brings clarity in complex environments.
You will partner closely with Product, Data, Risk, Compliance, and Operations to define strategy, drive execution, and deliver resilient, secure, and highly available systems at scale. We work Flexible First. This role can be performed remotely anywhere in the United States.
This position is for an existing vacancy.
- Own the end-to-end Credit onboarding platform responsible for new credit customers onboarding.
- Drive platform resiliency, scalability, and operational excellence
- Drive AI-first automation, reducing manual handling and increasing efficiency across dispute classification, evidence management, and prioritization.
- Partner with Product to shape roadmap, sequencing, and delivery strategy
- Lead and mentor a high-performing team, improving engineering velocity and system reliability through intelligent workflows and automation.
- Establish clear engineering standards around quality, reliability, testing, and documentation
- Improve execution rigor including planning, sprint hygiene, and measurable outcomes
- Lead architectural discussions and make high quality technical decisions
- Stay close to the codebase and system design while empowering teams to execute
- Recruit and develop top engineering talent and actively build bench strength
- Create a culture of ownership, accountability, and continuous improvement
- Experienced engineering leader (8–12+ years in engineering, 4+ years managing senior engineers or managers).
- Experience building and scaling distributed systems in cloud native environments, preferably AWS
- Strong background in microservices architectures and high availability systems
- Proven ability to operate in regulated or compliance sensitive environments
- Experience in fintech strongly preferred; credit domain experience is a plus but not required
- Demonstrated track record of raising engineering standards and improving execution discipline
- Comfortable navigating ambiguity while driving clarity and momentum
- High personal standards and a bias toward action
- Experience building or scaling credit products such as underwriting, ledgering, servicing, or transaction processing
- Experience improving platform resiliency such as multi region architectures
- Track record of evolving teams from good to great
- Masters Degree in Computer Science
- Pramod Rao
- Prashant
Our (typical) process:
- Application submission
- Recruiter video call
- Hiring Manager Interview
- Virtual “Onsite” consisting of three to four 45-60 minute rounds
- Offer!
Compensation and Benefits
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location.
When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is: 177,100 - 221,400
We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Along with monetary compensation, Marqeta offers
- Multiple health insurance options
- Flexible vacation time
- Retirement savings program with company contribution
- Equity in a publicly-traded company
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
- Family-forming benefits and up to 20 weeks of Parental Leave
Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.
Marqeta’s Values– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.
– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.
– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.
– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.
– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.
Equal Employment Opportunity, Accommodations and Privacy
Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.
Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.
Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.
Skills Required
- 8-12+ years in engineering
- 4+ years managing senior engineers or managers
- Experience building and scaling distributed systems in cloud-native environments
- Experience with microservices architectures and high availability systems
- Proven ability to operate in regulated or compliance-sensitive environments
- Experience driving AI-first automation (e.g., automating classification, evidence management)
- Experience in fintech
- Credit domain or product experience (underwriting, ledgering, servicing, transaction processing)
- Experience improving platform resiliency (multi-region architectures)
- Masters Degree in Computer Science
What We Do
Marqeta enables payment possibilities for the world's innovators. Our open API card issuing platform provides unprecedented flexibility and control for industry-leading companies such as Block, Coinbase, Klarna, Affirm and Uber, to issue cards, authorize transactions, and manage payment operations in real-time.
Why Work With Us
Marqeta strives to build a global team as diverse as the markets we serve, staying true to our values: Connect the Customer, Everyone Belongs, Marqeta Cares, Lead Innovation, Deliver Results, Quality First and Build One Marqeta. It's an exciting time to join Marqeta. As we grow, your career and opportunities will grow as well.
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