Wells Fargo is seeking a Risk Analytics Senior Manager to lead a Decision Science valuation function within the Credit Card organization, focusing on Direct Mail channels, including Firm Offer and Invitational to Apply.
This role will lead the valuation strategy for Direct Mail acquisitions, overseeing how we optimize multi-million-dollar budgets and target the right customers using advanced analytical and financial frameworks. The leader will guide a highly technical team, leveraging credit bureau data, prescreen strategies, and sophisticated cash-flow modeling to drive profitable growth across Card acquisitions. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:
- Lead a team in building consistent valuation frameworks to guide credit card origination strategy using advanced methodologies and technology
- Demonstrate strong expertise in qualitative and quantitative analysis, statistics, economics, and financial valuation
- Manage and develop teams of excellent professionals, and managers in roles with moderate complexity and risk
- Engage and influence peers, management, and experienced leaders companywide
- Identify and recommend opportunities for transformation of data into actionable information that drives business outcomes, strategies, and risk control development
- Manage modeling, forecasting, reporting, and data distribution tools and processes requiring significant technical complexity within analytics
- Act as a technical expert for experienced management on highly complex issues
- Make decisions and resolve issues regarding data aggregation, strategies, resources, and operations of risk analytics to meet business objectives
- Interpret and develop risk policies and procedures for functions with low to moderate complexity within Analytics and Reporting
- Recommend strategies and actions to be considered by management relative to high risk
- Collaborate with and influence peers, all levels of professionals, including experienced managers
- Manage allocation of people and financial resources for Risk Analytics
- Develop and guide a culture of talent development to meet business objectives and strategy
Required Qualifications
- 7+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 3+ years of management or leadership experience
Desired Qualifications
- Prior experience leading and developing technical, analytics, or statistical modeling teams
- Background in unsecured lending, with credit card experience strongly preferred, and deep understanding of credit risk drivers across products such as personal loans, auto, or mortgage
- Deep experience supporting Direct Mail strategy for credit cards, including prescreen workflows, credit bureau data, and customer targeting
- Expertise with financial valuation and cash-flow analysis, including NPV/CLV frameworks
- Experience developing or supporting credit card strategies such as originations, line strategies, balance transfers, product upgrades, and retention
- Experience working directly with credit bureau data and partnering with vendors such as Axiom, Experian, and MarketSwitch
- Programming expertise in SAS and Python for data analysis, modeling, and valuation and strategy development
- Demonstrated success optimizing large-scale marketing budgets and evaluating ROI for acquisition programs
- Knowledge of credit underwriting, targeting frameworks, and acquisition funnel dynamics
- Business development or portfolio valuation experience, including assessing partnership or cobrand opportunities
- Graduate degree in statistics, economics, mathematics, engineering, or MBA with a quantitative focus
- Executive-level communication skills with the ability to evaluate complex analytical outputs, synthesize key insights, and present well-reasoned recommendations that influence high-impact business decisions
Job Expectations:
- Ability to travel up to 15% of the time
- This position offers a hybrid work schedule
- Visa sponsorship is not available
Job posting may come down early due to volume of applicants.
Posting Locations:
- 2200 Concord Pike, Wilmington, DE 19803
- 401 Las Colinas Blvd, Irving, TX 75039
- 550 S Tryon Charlotte, NC 28202
Required locations listed above.
Similar Jobs
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.
Gallery
Wells Fargo Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
