We are banking at another level.
Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.
Choosing BDC as your employer also means:
Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few
In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1
A hybrid work model that truly balances work and personal life
Opportunities for learning, training and development, and much more...
Explore the BDC Way in our Culture Book
POSITION OVERIVEW
The Manager / Senior Manager, Portfolio Management contributes to updating the Bank’s loan portfolio by processing service requests and annual reviews required during the life cycle of a loan. He or she analyzes and recommends complex and advanced service requests and supports the Business Development team in developing efficient solutions to meet the client’s requests while adhering to the Bank’s policies and directives.
CHALLENGES TO BE MET
- Follow up on outstanding issues in the files in accordance with BDC’s audit policies, processes, and procedures by ensuring that the forms and information are accurate and complete, the conditions are met, and the signatures are obtained
- When completing an annual review, validate the profitability of the portfolio by monitoring the client’s borrowing activities and identify additional opportunities (financing or consulting) and be proactive to retain existing clients
- Review financial statements, complete the financial analysis, and evaluate the risk rating
- Actively address situations where potential risks are identified, such as arrears, risk deterioration and declining financial results
- Evaluate high and advanced risk requests and offer proactive solutions to restructure agreements, minimize risk and mitigate losses in collaboration with Credit, the business centres and other internal colleagues
- Authorize, decline, or recommend services, within the established parameters, and ensure a high calibre of analysis and due diligence for all loan amendments and service requests
- Maintain relationships with business centre personnel and colleagues to foster good teamwork and the pursuit of common objectives and the consistent application of policies
- Coach, mentor and share experience with team members
- Keep abreast of economic trends in his or her region and any potential impact for the Bank’s clients
- Keep abreast of changes made to policies, procedures, and detailed processes and of trends in credit and regulatory issues that may have an impact on BDC
WHAT WE ARE LOOKING FOR
- Bachelor’s degree in Commerce or Business Administration
- Three to five years’ experience as an account manager in the banking sector
- In-depth knowledge of banking products, services, policies, processes, and procedures
- Ability to analyze complex financial structures
- Ability to identify and solve problems pro-actively with good judgment
- Demonstrated flexibility to adapt to a changing environment
- Good time management skills and ability to set priorities to meet tight deadlines
- Cooperative attitude
- Bilingualism is an asset
Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at [email protected].
While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.
Skills Required
- Bachelor's degree in commerce, business administration, or accounting
- Five or more years of experience as an account manager in the banking sector or equivalent
- Ability to mentor and coach team members
- Strong analytical, problem-solving, and financial-structure evaluation skills
- Sound credit judgment and strong understanding of credit policies and practices
- Thorough knowledge of bank products, services, policies, and procedures
- Ability to provide high-quality internal and external customer service
- Ability to work autonomously and prioritize effectively under tight deadlines
- Flexibility to adapt to a changing environment
- English language proficiency
- Bilingualism
What We Do
We are BDC, the bank for Canadian entrepreneurs. Our mission is to help create and develop strong Canadian businesses through financing, consulting services and securitization, with a focus on small and medium-sized enterprises. Through our subsidiary—BDC Capital, we also offer a full spectrum of specialized financing, including venture capital, equity as well as growth and business transition capital. BDC, Canada’s first B Corp bank. B Corps are certified Beneficial companies. Their purpose is to create value for society as well as money. They meet high standards of transparency and accountability, and create positive social and environmental benefit. Learn more at www.bcorporation.net. Social Media Community Guidelines: https://www.bdc.ca/EN/about/social_media/Pages/social-media-guidelines.aspx
