At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.
If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.
THE WORK:
The Senior Manager, Finance will be involved in all aspects of local and global operations and will support critical initiatives to facilitate the expansion of the company’s financial infrastructure.
Reporting to the International Controller, you will be immersed in all aspects of our operations, working closely with internal and external partners at all levels. Problem solvers are welcome, especially those with commercial acumen. You will play a vital role in recommending solutions and driving strategic decision-making processes. Your organizational skills will be key in a fast-paced environment.
With a genuine curiosity about emerging payment technology and the blockchain industry, you will be at the forefront of innovation, fueling the expansion of our financial infrastructure and contribute to the future of our finance team.
WHAT YOU’LL DO:
- Financial controllership - Responsible for the delivery of all Brazilian & Bacen GAAP reporting including implementing accounting processes related to month-end, quarter-end, and year-end close including P&L, Balance Sheet, variance analysis, and management reports, including legacy businesses. This will include ensuring data integrity of the ledger, working with operations and other teams to ensure timely receipt of trading and operational data to prepare financial records and other returns.
- Translate (and explain) local requirements into Group actionable deliverables, being the bridge between finance, and local providers (auditors, banking providers, tax authorities and others).
Preparation and coordination of:
- Statutory and regulatory audits - are completed and filed on / ahead of time, including managing / co-ordinating external audit teams efforts effectively
- Financial regulatory filings – Ensure financial data / components of financial requests are completed on time ensure sufficient granularity that is repeatable on a regular basis
- Prepare financial updates - to external trading partners and investors as required.
- Financial management reporting (departmental reporting) – ensure Exco members have sufficient operating / expense cost date for them and their teams and work with the Head of FP&A to follow up on action items
- Documentation – help document policies, procedures and ensure best practice for expansion of the department and to provide for contingency / global handover between teams.
- Outsourced Partners - Work with outsourced partners on a timely basis to provide financial and other information to enable financial support and assistance to be completed.
- Treasury and Liquidity Management Reporting – Assist the Head of Treasury and Capital Management report capital and liquidity positions and ongoing reporting requirements in conjunction with senior management. This requires the firm has sufficient liquidity to meet the ongoing needs for Operating, Trading (aka Risk capital) and Regulatory capital requirements
- Risk framework – help monitor the Finance risk requirements for the business
- Financial forecasting – assist with financial modelling the operating businesses and the impact on the wider group, including leveraging new tools and best practice
- Assist with assessing the financial and reporting impact - of new Products and markets / entities, including advising on pricing and other analytics
- Assist in the development of Management Information – Help create and set up new timely and accurate financial reporting to monitor the current and future needs of the business;
- Banking and payments - Support in management of external banking relationships including keeping up to date with expenses and the control environment of our banking relationships..
- Manage the delivery of ad-hoc projects as directed by management
WHAT YOU’LL BRING:
- Be a qualified accountant (ACA / ACCA / CPA)
- Statutory Audit experience
- Good communication skills, both orally and in writing
- Excellent numeracy and analytical skills
- Understanding of financial regulatory capital planning
- Capital management and liquidity awareness
- Strong understanding of the principles and application of risk management.
- Understanding of project management and governance principles and techniques and ability to apply them to projects
Preferred experience:
- Knowledge of financial products, FX, Derivatives
- Technical accounting exposure
- Regulatory reporting exposure
- Ideally have transaction support and other (M&A / tax)
- Coding Skills (Python, SQL etc) a plus
- Exposure to broker / trading backgrounds will be very advantageous as will regulated financial services businesses.
WHO WE ARE:
Do Your Best Work
- The opportunity to build in a fast-paced start-up environment with experienced industry leaders
- A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
- Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
- In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
- Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
- We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!
Take Control of Your Finances
- Competitive salary, bonuses, and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
Take Care of Yourself
- R&R days so you can rest and recharge
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy - work with your manager to take time off when you need it
- Industry-leading parental leave policies. Family planning benefits.
- Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events
Benefits listed above are for full-time employees.
Skills Required
- 7+ years progressive experience in Payments, FinTech, or Financial Services
- Proven hands-on experience preparing and submitting regulatory reporting within a licensed financial institution (BACEN/COSIF)
- Solid knowledge of Brazil (Bacen) GAAP and US GAAP, including multi-ledger reconciliation
- Prior experience preparing technical accounting memos (preferably in FinTech)
- Recognized accounting qualification (ACA, CIMA, ACCA, CPA)
- Track record managing cross-departmental, cross-jurisdiction projects
- Strong written and verbal communication and stakeholder influence skills
- Experience delivering finance transformation and automation (design, testing, roll-out of finance systems/tools/processes)
- Experience with cross-border payments and FX
- Prior experience managing interface between Brazilian statutory requirements and foreign parent reporting obligations (multinational environment)
Ripple Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ripple and has not been reviewed or approved by Ripple.
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Healthcare Strength — Comprehensive coverage, including employer-paid medical, dental, and vision from day one, is emphasized alongside wellbeing resources and stipends. This indicates strong foundational healthcare support as part of total rewards.
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Parental & Family Support — Paid parental leave of substantial duration and inclusive family-forming benefits (via fertility support) are highlighted. These offerings signal robust backing for diverse paths to parenthood.
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Leave & Time Off Breadth — Flexible or unlimited PTO paired with additional company-wide recharge days points to ample time-off provisions. Public materials also reference generous closures that facilitate periodic rest.
Ripple Insights
What We Do
Ripple provides one frictionless experience to send money globally using the power of blockchain technology. By joining Ripple’s growing global network, financial institutions can process their customers’ payments anywhere in the world instantly, reliably and cost-effectively. Banks and payment providers can use the digital asset XRP to further reduce their costs and access new markets. Founded in 2012, Ripple's vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. Ripple is the only enterprise blockchain company today with products in commercial use. Ripple’s global payments network includes over 300 customers across 40+ countries and six continents.
