Wells Fargo is seeking a Senior Loan Examination Specialist in Home Lending as part of Consumer Lending. Learn more about the career areas and business divisions at wellsfargojobs.com
In this role, you will:
- Lead loan reviews which include a complete re-underwrite of the loan file to assess the credit decision, a review of closing documents for compliance requirements, and a review of the appraisal for collateral quality
- Research and validate most complex and escalated loan files to ensure programs, investors, and company polices are followed
- Contribute to the resolution of loan transitioning and processing issues
- Partner with other Loan Examination Specialists to meet process deliverables while leveraging solid understanding of closing, underwriting, and compliance guidelines
- Collaborate with immediate peers and more experienced management to report findings and recommendations
- Act as a mentor for less experienced Loan Examination Specialists
- 4+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Non-Agency and Government (FHA, VA) underwriting experience
- Experience approving policy exceptions
- Exposure to the Wells Fargo's CORE origination system
- Extensive knowledge of lending policy guidelines and procedures
- High attention to detail and accuracy skills
- Ability to understand and meet deadlines
- Strong professional oral and written communication skills
- Intermediate Microsoft Office skills - excel, outlook, word, etc.
- This job offers a hybrid work schedule
- Site operating hours are 7am - 6pm Monday - Friday local time
- Visa sponsorship is not available for this position
- Relocation assistance is not available for this position
- Required locations listed below
- 600 S 4th Street, Minneapolis MN
- 11601 N. Black Canyon Hwy, PHOENIX, AZ 85029
- 1525 W WT Harris Blvd, Charlotte, NC
- 4101 Wiseman Blvd, San Antonio, TX
- 800 S. Jordan Creek Pkwy, West Des Moines, IA
- 801 Walnut St., DES MOINES, IA 50309
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$32.69 - $54.81
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
6 Jul 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Skills Required
- 4+ years of underwriting experience, loan processing, or equivalent (work experience, training, military experience, education)
- Non-Agency and Government (FHA, VA) underwriting experience
- Experience approving policy exceptions
- Exposure to Wells Fargo CORE origination system
- Extensive knowledge of lending policy guidelines and procedures
- High attention to detail and accuracy
- Ability to understand and meet deadlines
- Strong professional oral and written communication skills
- Intermediate Microsoft Office skills (Excel, Outlook, Word)
Wells Fargo Compensation & Benefits Highlights
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Healthcare Strength — Health coverage begins on day 1 with medical, dental, and vision, and includes mental health, prescription drugs, and preventive care often covered at 100% in-network. Well-being resources such as 24-hour clinical support and an Employee Assistance Program add to the breadth.
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Parental & Family Support — Paid parental leave provides up to 16 weeks for a primary caregiver (4 weeks for non-primary) alongside fertility benefits and up to a $35,000 lifetime reimbursement for adoption, surrogacy, and donor expenses. Backup child and adult care further supports family needs.
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Retirement Support — Retirement benefits feature a 401(k) with company matching contributions up to 6% of eligible pay. An employee stock purchase plan adds another avenue for long-term savings.
Wells Fargo Insights
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.
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