Senior Lead Python AI/ML Engineer

Reposted Yesterday
Be an Early Applicant
2 Locations
In-Office
Senior level
Fintech • Financial Services
The Role
Leads the architecture, development, and deployment of scalable predictive machine learning and generative AI systems for fraud mitigation, risk scoring, and loss prevention. Builds RAG applications, autonomous agents, semantic search, model pipelines, APIs, microservices, and MLOps platforms using Python and cloud technologies. Partners with risk and compliance teams, ensures regulatory and explainability standards, mentors engineers, and drives technical roadmaps and innovation.
Summary Generated by Built In

Role Overview

We are seeking an experienced and visionary Senior Lead Python AI/ML Engineer with Generative AI Capabilities to lead the design, development, and deployment of next-generation artificial intelligence and machine learning solutions based out of our Chennai center (operating in a Hybrid work model). With 10 to 12 years of hands-on software and machine learning engineering experience, the ideal candidate will drive the convergence of traditional predictive ML models and modern Foundation Model / GenAI architectures.

In this role, you will be instrumental in building high-scale, low-latency AI solutions applied to Fraud Mitigation, Risk Scoring, and Loss Prevention across US Retail Banking products

2. Key Responsibilities

AI/ML & Generative AI Architecture

  • Architect, build, and deploy production-grade Generative AI systems, including Retrieval-Augmented Generation (RAG), autonomous agents, semantic search pipelines, and multi-modal AI workflows.
  • Integrate state-of-the-art Large Language Models (LLMs)—including Google Gemini, Anthropic Claude, and open-source models (Llama, Mistral)—optimizing for latency, cost, and accuracy.
  • Build domain-specific prompt engineering frameworks, fine-tuning pipelines (LoRA/QLoRA), model evaluation benchmarks, and guardrails to minimize hallucinations and bias.
  • Lead the architecture of predictive ML algorithms (anomaly detection, graph neural networks, supervised/unsupervised classifiers) tailored to real-time risk assessment.

Software Engineering & System Scalability

  • Design resilient, low-latency, and horizontally scalable microservices and APIs in Python (FastAPI, Flask, AsyncIO) handling high-throughput transactional traffic.
  • Integrate vector databases (e.g., Pinecone, Milvus, Qdrant, Chroma, pgvector) with distributed caching and event streaming platforms (Kafka, RabbitMQ).
  • Implement robust MLOps and LLMOps practices (CI/CD pipelines, automated model retraining, observability with MLflow/Weights & Biases, model drift monitoring).

Fraud Analytics & Domain Innovation

  • Collaborate closely with US-based and global Risk, Compliance, and Loss Prevention teams to build AI solutions targeting identity theft, account takeover (ATO), synthetic identity fraud, card-not-present (CNP) fraud, and transaction anomaly detection.
  • Utilize unstructured data (investigator notes, SAR filings, customer interaction logs) via GenAI to automate fraud triage and investigative summarization.
  • Ensure strict adherence to US Banking regulatory standards (FCRA, GLBA, Model Risk Management SR 11-7, Fair Lending, Explainable AI / XAI).

Technical Leadership & Mentorship

  • Mentor senior/mid-level data scientists and software engineers across the Chennai engineering hub in modern GenAI patterns, clean code principles, and production readiness.
  • Drive technical roadmap, evaluate emerging AI frameworks, conduct proof-of-concepts (PoCs), and present architectural proposals to global engineering leadership.

3. Required Qualifications & Experience

  • Education: Bachelor’s or Master’s degree in Computer Science, Data Science, Artificial Intelligence, Applied Mathematics, or a related quantitative field.
  • Total Experience: 10 to 12 years of professional experience in software engineering and production AI/ML system development.
  • Core Python Expertise: Advanced proficiency in Python 3.x (multiprocessing/asyncio, design patterns, profiling, packaging, and clean code paradigms).
  • Core ML Frameworks: Deep practical experience with PyTorch, TensorFlow, Scikit-learn, XGBoost, and LightGBM.
  • Generative AI Proficiency:
    • Demonstrated success building production GenAI applications (LangChain, LlamaIndex, CrewAI, AutoGen).
    • Hands-on experience with embedding models, dense retrieval, rerankers, and vector indexing strategies.
  • Distributed Systems & Cloud: Strong hands-on experience with cloud platforms (AWS, GCP, or Azure), containerization (Docker, Kubernetes), and distributed data processing (PySpark, Ray).
  • MLOps / LLMOps: Proven track record in orchestrating end-to-end ML lifecycles from data validation to real-time inference monitoring.

4. Preferred & Good-to-Have Skills

  • Google Gemini & Anthropic Claude: Hands-on experience with API integration, function calling/tools, context caching, and prompt optimization specifically for Google Gemini (Pro/Flash) and Anthropic Claude (Opus/Sonnet/Haiku).
  • Domain Knowledge (Fraud & Loss Prevention):
    • Experience designing fraud rule engines, anomaly detection platforms, or predictive risk models.
    • Familiarity with transaction monitoring, biometric behavioral analytics, and fraud consortium datasets.

5. Technical Skills Matrix

Category

Technologies & Tools

Programming Languages

Python (Advanced), SQL, Bash

Generative AI & LLMs

Anthropic Claude, Google Gemini, OpenAI GPT, Open-source LLMs (Llama, Mistral), LangChain, LlamaIndex, DSPy

Classical & Deep ML

PyTorch, TensorFlow, Scikit-Learn, XGBoost, LightGBM, Hugging Face Transformers

Vector DBs & Search

Pinecone, Milvus, Qdrant, Weaviate, FAISS, pgvector, Elasticsearch

Backend & APIs

FastAPI, Flask, AsyncIO, gRPC, REST

Data & Streaming

Apache Kafka, Apache Spark / PySpark, Pandas, Polars, DuckDB

MLOps & DevOps

MLflow, Kubeflow, Docker, Kubernetes, GitHub Actions, Terraform, Prometheus/Grafana

Domain Tools & Standards

Model Risk Management (SR 11-7), Explainable AI (SHAP, LIME), PII Masking

6. Key Performance Indicators (KPIs)

  • Model Performance & Accuracy: Precision/Recall trade-offs in fraud detection, false positive reduction, and sub-100ms real-time inference latency.
  • Engineering Excellence: Code quality, test coverage (>85%), modular design, and robust error handling.
  • Business Impact: Measurable reduction in fraud loss basis points and acceleration of investigator workflow efficiency through GenAI summarization/triage.
  • Mentorship & Global Delivery: On-time milestone delivery, technical capability elevation across local and global engineering pods.


------------------------------------------------------

Job Family Group: Technology

------------------------------------------------------

Job Family:Applications Development

------------------------------------------------------

Time Type:Full time

------------------------------------------------------

Most Relevant Skills Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.

Skills Required

  • Bachelor's or Master's degree in Computer Science, Data Science, Artificial Intelligence, Applied Mathematics, or a related quantitative field
  • 10 to 12 years of professional experience in software engineering and production AI/ML system development
  • Advanced proficiency in Python 3.x, including multiprocessing, asyncio, design patterns, profiling, packaging, and clean code
  • Deep practical experience with PyTorch, TensorFlow, Scikit-learn, XGBoost, and LightGBM
  • Production experience building generative AI applications using tools such as LangChain, LlamaIndex, CrewAI, or AutoGen
  • Hands-on experience with embedding models, dense retrieval, rerankers, and vector indexing strategies
  • Strong experience with AWS, GCP, or Azure; Docker; Kubernetes; and distributed processing with PySpark or Ray
  • Experience orchestrating end-to-end ML lifecycles from data validation through real-time inference monitoring
  • Hands-on experience integrating Google Gemini and Anthropic Claude APIs, including function calling, context caching, and prompt optimization
  • Experience designing fraud rule engines, anomaly detection platforms, or predictive risk models
  • Familiarity with transaction monitoring, biometric behavioral analytics, and fraud consortium datasets

Citi Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.

  • Healthcare Strength — Health coverage is described as comprehensive and reliable, with multiple medical, dental, vision, prescription, and mental-health options. Wellness programs, counseling, and preventive resources further reinforce health support.
  • Retirement Support — Retirement planning is viewed as a standout, with dollar-for-dollar matching up to 6% and, in some cases, an additional fixed contribution. These elements are positioned as competitive features of the total rewards package.
  • Parental & Family Support — Family-support programs include parental leave, childcare and eldercare resources, backup-care assistance, and educational support. Part-time employees in some areas also access standard health and wellness benefits.

Citi Insights

Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Kwun Tong, Kowloon
223,850 Employees

What We Do

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.

Similar Jobs

Hybrid
2 Locations
226610 Employees

TransUnion Logo TransUnion

GFSS Payment Processing Lead

Big Data • Fintech • Information Technology • Business Intelligence • Financial Services • Cybersecurity • Big Data Analytics
Hybrid
Pune, Mahārāshtra, IND
13000 Employees

TransUnion Logo TransUnion

US State Senior Tax Analyst

Big Data • Fintech • Information Technology • Business Intelligence • Financial Services • Cybersecurity • Big Data Analytics
Hybrid
Pune, Mahārāshtra, IND
13000 Employees

TransUnion Logo TransUnion

Database Engineer

Big Data • Fintech • Information Technology • Business Intelligence • Financial Services • Cybersecurity • Big Data Analytics
Hybrid
Pune, Mahārāshtra, IND
13000 Employees

Similar Companies Hiring

Hanover Park Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
42 Employees
Kepler  Thumbnail
Artificial Intelligence • Fintech • Software
New York, New York
9 Employees
Onshore Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
85 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account