Wells Fargo is seeking a Senior Lead Risk Analytics Consultant to support the Decision Science function within the Credit Card organization, with a primary focus on digital (third-party and on-us) origination channels, as well as branch-based originations. This role is ideal for a seasoned analytics professional with deep expertise in credit card strategy, origination optimization, valuation, and risk-based decisioning.
You will play a critical role in shaping the credit card acquisition strategy by leveraging advanced quantitative techniques, developing valuation frameworks, and partnering closely with business leaders to drive data-informed decisions across digital and branch channels. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will
- You will leverage deep expertise in existing card customer strategies and advanced methodologies to develop valuation frameworks that inform strategic decisions. The role requires strong capabilities in qualitative and quantitative analysis, with a solid foundation in mathematics, statistics, economics, and financial valuation.
- Act as an advisor to experienced leadership to develop, influence, and interpret analysis for monitoring and oversight of portfolio and deliver insight and decision strategies, with long term goals for highly complex business analysis and modeling companywide
- Lead the strategy and resolution of highly complex and unique challenges requiring strategic, advanced analytical, inductive thinking, and performance monitoring
- Extract data to provide statistical and financial modeling companywide, delivering solutions that are long term, large scale, and require vision, innovation, and coordination of highly complex activities and guidance to others
- Provide vision, direction, and expertise to experienced leadership on implementing innovative and significant business solutions that are large-scale, companywide strategies
- Engage with all levels of professionals and managers companywide
- Act as an expert advisor to experienced leadership
Required Qualifications
- 7+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications
- Advanced proficiency in Python and SAS for data analysis, modeling, and strategy development
- Strong SQL skills with experience extracting and manipulating large, complex datasets
- History of developing and supporting credit card strategies, including credit origination, line increases/decreases, balance transfers, and product upgrades
- Strong math and quantitative skills with experience developing and supporting statistical models
- Expertise in financial cash-flow valuation, including NPV and CLV frameworks
- Ability to develop and analyze income statements and interpret financial outcomes
- Deep knowledge of credit card originations, including digital third-party, on-us digital, and branch channels
- Hands-on experience with Python and SAS, risk analytics, predictive modeling, and decision-strategy development
- Strong communication skills with the ability to synthesize complex data into clear recommendations for senior leadership
- Experience collaborating with cross-functional partners (Product, Marketing, Risk, Decision Science, etc.)
- Graduate degree or MBA in statistics, economics, mathematics, or a related quantitative field
Job Expectations:
- Ability to travel up to 15% of the time
- This position offers a hybrid work schedule
- Visa sponsorship is not available
Job posting may come down early due to volume of applicants.
Posting Locations:
- 2200 Concord Pike, Wilmington, DE 19803
- 401 Las Colinas Blvd, Irving, TX 75039
- 550 S Tryon Charlotte, NC 28202
Required locations listed above. Relocation assistance is not available for this position.
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