Senior Java Engineer, OKX Pay Smart Account Team

Posted 16 Days Ago
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Singapore, SGP
In-Office
Senior level
Fintech • Financial Services • Cryptocurrency
The Role
Design and build highly available, high-concurrency payment backend systems for OKX Pay. Implement scan-to-pay, transaction processing, crypto/stablecoin on-chain flows, reconciliation, refunds, and robust state transitions. Ensure system stability, security of funds, observability, and drive incident resolution and architectural improvements.
Summary Generated by Built In
Who We Are
At OKX, we believe that the future will be reshaped by Crypto, ultimately contributing to every individual's freedom. OKX began as a crypto exchange giving millions of people 
At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before MeDo the Right Thing, and Get Things Done. These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more.
 
Responsibilities
  • Payment System Development: Design, develop, and optimize OKX Pay's payment backend systems; build highly available, high-concurrency, scalable payment infrastructure.
  • Scan-to-Pay Capabilities: Contribute to core QR/scan-to-pay functionality across the critical path — payment code generation, scan recognition, order creation, payment confirmation, state transitions, timeout handling, risk-control validation, and exception compensation.
  • Transaction Processing & Fund Flows: Design and implement secure, stable transaction processing systems covering orders, payments, clearing and settlement, reconciliation, refunds, and callback notifications.
  • Crypto & Stablecoin Payments: Build crypto and stablecoin payment capabilities — on-chain transfers, transaction confirmation, address management, asset crediting, and payment-status synchronization — and integrate them with traditional payment experiences.
  • System Stability & Problem Solving: Safeguard the stability of core payment flows; diagnose and resolve complex production issues including performance bottlenecks, data-consistency problems, fund-security risks, and abnormal transaction scenarios.
  • Technical Optimization & Engineering Quality: Continuously improve system architecture, code quality, monitoring and alerting, exception compensation, and observability to raise the security, reliability, and maintainability of the payment system.
Requirements
  • Java Backend Experience: Solid Java development skills, fluent in Spring Boot and mainstream Java backend frameworks, with experience building high-concurrency, high-availability systems.
  • Payments Domain Experience: Hands-on experience with payment systems and their core flows — payment orders, payment state machines, callback notifications, reconciliation, refunds, clearing/settlement, and exception compensation.
  • Scan-to-Pay Experience: Background in scan-to-pay, acquiring, aggregated payments, merchant payments, wallet payments, or similar products, with familiarity across the full business and technical chain.
  • System Design: Strong architecture design ability, capable of designing reliable transaction paths, state-transition mechanisms, and idempotency, retry, and compensation mechanisms.
  • Data Consistency & Fund-Security Awareness: Understanding of the importance of data consistency, transaction handling, idempotency, deduplication, concurrency protection, risk-control validation, and fund security in payment systems.
  • Crypto / Stablecoin Payment Understanding: Familiarity with the fundamentals of crypto and stablecoin payments and on-chain asset movement, including on-chain transfers, transaction confirmation, address systems, Gas, and crediting confirmation.
  • Problem-Solving: Able to independently troubleshoot complex production issues, with strong log analysis, tracing, performance-optimization, and recovery skills.
  • Ownership & Execution: Strong ownership; able to drive problems to resolution and ship projects in a fast-changing environment.
Nice-to-Haves
  • Stablecoin Payment Experience: Project experience with USDT, USDC, or other stablecoin payments, collection, settlement, crediting, or on-chain confirmation.
  • Scan-to-Pay / Acquiring Experience: QR payments, merchant acquiring, aggregated payments, payment gateways, cross-border payments, or offline payment scenarios.
  • Account & Ledger Systems: Experience with payment accounts, fund accounts, merchant accounts, ledger systems, clearing/settlement systems, or reconciliation systems.
  • Blockchain Fundamentals: Familiarity with the transaction mechanisms, address models, and asset-transfer flows of EVM, Tron, Solana, or other mainstream chains.
  • Risk & Compliance Awareness: Understanding of payment risk control, anti-fraud, limits, allow/deny lists, KYC/KYT, and AML mechanisms.
  • High-Concurrency Transaction Systems: Experience building high-concurrency order systems, trading systems, payment gateways, acquiring systems, or finance-grade core systems.

Who You Are

  • A solid Java backend engineer with deep understanding of payment systems, especially scan-to-pay, acquiring, merchant payments, or wallet payments.
  • You care not only about shipping features but also about fund security, system stability, exception compensation, reconciliation consistency, and the user's payment experience.
  • You don't need to be a senior blockchain expert, but you have a basic grasp of crypto and stablecoin payments and are eager to explore new payment models that combine traditional payment experiences with on-chain assets.
Perks & Benefits 
  • Competitive total compensation
  • Comprehensive insurance coverage for employees and their dependants
  • More that we love to tell you along the process!
Notice:
All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website.
Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX's Candidate Privacy Notice.

Skills Required

  • Solid Java development skills and fluency in Spring Boot and mainstream Java backend frameworks, with experience building high-concurrency, high-availability systems.
  • Hands-on experience with payment systems: payment orders, state machines, callbacks, reconciliation, refunds, clearing/settlement, and exception compensation.
  • Background in scan-to-pay, acquiring, aggregated payments, merchant payments, or wallet payments with familiarity across the full business and technical chain.
  • Strong system and architecture design ability: transaction paths, state-transition mechanisms, idempotency, retry, and compensation mechanisms.
  • Understanding of data consistency, idempotency, deduplication, concurrency protection, risk-control validation, and fund security in payment systems.
  • Familiarity with crypto and stablecoin payments and on-chain asset movement: on-chain transfers, confirmations, address management, Gas, and crediting confirmation.
  • Proven problem-solving and production troubleshooting skills including log analysis, tracing, performance optimization, and recovery.
  • Strong ownership and ability to drive problems to resolution and ship projects in a fast-changing environment.
  • Project experience with USDT, USDC, or other stablecoin payments, collection, settlement, crediting, or on-chain confirmation.
  • Experience with QR payments, merchant acquiring, aggregated payments, payment gateways, cross-border payments, or offline payment scenarios.
  • Experience with payment account, fund account, merchant account, ledger systems, clearing/settlement systems, or reconciliation systems.
  • Familiarity with EVM, Tron, Solana transaction mechanisms, address models, and asset-transfer flows.
  • Understanding of payment risk control, anti-fraud, limits, allow/deny lists, KYC/KYT, and AML mechanisms.
  • Experience building high-concurrency order systems, trading systems, payment gateways, acquiring systems, or finance-grade core systems.

OKX Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about OKX and has not been reviewed or approved by OKX.

  • Fair & Transparent Compensation Pay is considered competitive or above market, especially in engineering, product, and legal roles across major hubs. This positioning is consistently cited as a major attraction for candidates.
  • Healthcare Strength Role descriptions indicate comprehensive medical, dental, vision, life, and disability coverage, with employer-paid premiums in some cases. Health coverage is highlighted alongside core benefits like PTO and parental leave.
  • Wellbeing & Lifestyle Benefits Allowances for education and fitness, meal perks and snacks, team-building budgets, and structured learning programs are described across locations. These extras enhance the total rewards package beyond base pay.

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The Company
HQ: Singapore
1,073 Employees
Year Founded: 2017

What We Do

Founded in 2017, OKX is one of the world’s leading cryptocurrency spot and derivatives exchanges. OKX innovatively adopted blockchain technology to reshape the financial ecosystem by offering some of the most diverse and sophisticated products, solutions, and trading tools on the market. Trusted by more than 20 million users in over 180 regions globally, OKX strives to provide an engaging platform that empowers every individual to explore the world of crypto. In addition to its world-class DeFi exchange, OKX serves its users with OKX Insights, a research arm that is at the cutting edge of the latest trends in the cryptocurrency industry. With its extensive range of crypto products and services, and unwavering commitment to innovation, OKX’s vision is a world of financial access backed by blockchain and the power of decentralized finance.

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