Role Overview
We are seeking a highly motivated Senior Java Programmer Analyst to join the Markets Technology team supporting Financing and Securitization, with a primary focus on Commercial Real Estate. This role goes beyond development execution—you will help design and build core platforms that support a critical, revenue‑generating business.
You will be expected to take ownership of your work, contribute to technical decisions, explore new technologies, and continuously improve how we deliver solutions.
Key Responsibilities
Application Development
- Design, develop, test, and deploy scalable, high‑performance Java applications using modern frameworks and microservices architecture.
- Build and enhance platforms supporting Commercial Real Estate financing and securitization.
Technical Ownership
- Own the full development lifecycle, including analysis, design, development, testing, implementation, and ongoing production support.
- Conduct feasibility assessments, estimate effort, and plan technical solutions aligned to business needs.
Problem Solving & Innovation
- Proactively identify opportunities for improvement within systems, workflows, and technology choices.
- Analyze complex business and technical problems and recommend thoughtful, effective solutions.
- Apply curiosity and sound judgment to challenge existing approaches and improve outcomes.
Security & Risk Awareness
- Design and implement appropriate security controls throughout the application lifecycle.
- Consider operational and reputational risk in all technical decisions, protecting client data and firm assets.
Collaboration & Leadership
- Serve as a Java and application-development subject matter expert.
- Partner with business users and technology teams to resolve complex issues and recommend advanced solutions.
- Provide guidance and mentorship to junior developers when appropriate.
- Contribute to defining and improving development standards, processes, and best practices.
Experience & Technical Skills
- 5–8 years of professional software development experience with a strong emphasis on Java.
- Deep proficiency in Java (8+) and familiarity with the broader Java ecosystem.
- Hands-on experience with Spring (Spring Boot, Spring MVC, Spring Security).
- Experience designing and implementing enterprise applications; microservices architecture preferred.
- Exposure to containerization and cloud platforms (Docker, Kubernetes, AWS, GCP, or Azure).
Mindset & Working Style
- Self‑starter who operates effectively with limited supervision and exercises independent judgment.
- Strong problem‑solving skills with the ability to manage shifting priorities and deadlines.
- Demonstrated curiosity and commitment to learning new technologies and approaches.
Domain Knowledge (Preferred)
- Experience in, or strong interest in learning, capital markets, financing, fixed income, or securitization—particularly within commercial real estate.
Education
- Bachelor’s degree or equivalent practical experience.
This role description reflects the primary responsibilities of the position but is not intended to be all‑inclusive. Additional duties may be assigned as needed.
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Job Family Group:
Technology------------------------------------------------------
Job Family:
Applications Development------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Primary Location:
Jersey City New Jersey United States------------------------------------------------------
Primary Location Full Time Salary Range:
$121,200.00 - $181,800.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:
Apr 16, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 5-8 years of professional software development experience
- Deep proficiency in Java (8+)
- Hands-on experience with Spring frameworks
- Experience with microservices architecture
- Exposure to containerization and cloud platforms
- Bachelor's degree or equivalent practical experience
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
