Senior Insurance Product Manager, Car

Posted Yesterday
Hiring Remotely in USA
Remote
140K-160K Annually
Senior level
Artificial Intelligence • Fintech • Insurance • Social Impact • Financial Services
Lemonade is the digital insurance company built on social impact.
The Role
Own the strategy and roadmap for Lemonade Car insurance, driving profitable growth, rating and coverage improvements, underwriting sophistication, and regulatory approval processes. Lead and develop a team of product managers and analysts, guide AI-first workflow adoption, align Insurance, Engineering, Data, and Product teams, and present strategic recommendations and performance metrics to executives.
Summary Generated by Built In

We're looking for a Senior Insurance Product Manager to help build the most loved car insurance on the planet. Our Car line is growing fast, and this role sits at the center of it — shaping strategy, driving profitability, and making sure every product decision moves us closer to an experience that's fast, simple, and genuinely great for customers. You'll work closely with Actuarial, Insurance Operations, and Underwriting as a core member of our Insurance Product team.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll
  • Own the strategy and roadmap for key areas of Lemonade Car, setting priorities that drive profitable growth across new customer segments and channels

  • Build, lead, and coach a high-performing team of insurance product managers and analysts — setting clear goals, developing talent, and fostering a culture of ownership and accountability

  • Lead your team through the shift to AI-first ways of working, championing adoption, redesigning workflows, and helping each person build new skills

  • Design and continuously improve the processes that move product changes from concept through regulatory approval and into production — raising the bar on speed, quality, and efficiency

  • Advance our countrywide Car strategy through rating plan enhancements, coverage improvements, and increased underwriting sophistication

  • Align Insurance, Engineering, Data, and Product around shared priorities — surfacing trade-offs, removing blockers, and keeping the team moving fast

  • Serve as a trusted voice to executive leadership, presenting strategy, performance metrics, and recommendations with clarity and conviction

What you'll need
  • 8+ years of P&C experience, with a minimum of 6 years in personal lines car insurance state or product management, required

  • 1+ year direct management experience

  • Bachelor’s degree in Business, Insurance, Finance, or a related field (or equivalent experience)

  • Exceptional analytical skills and attention to detail, with a knack for identifying trends and driving action

  • Strategic thinker with an ownership mentality, willing to challenge the status quo and propose creative solutions

  • Superior organizational and project management capabilities, comfortable managing multiple complex priorities in a fast-paced environment

  • Strong collaborative spirit and exceptional written and verbal communication skills

  • Ability to work in a remote environment

  • Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture

*Please note that we are unable to sponsor applicants for work visas

Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $140,000 - $160,000 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.

||#LI-Remote||

Skills Required

  • 8+ years of property and casualty insurance experience
  • At least 6 years of personal lines car insurance state or product management experience
  • At least 1 year of direct people management experience
  • Bachelor's degree in Business, Insurance, Finance, or a related field, or equivalent experience
  • Exceptional analytical skills and attention to detail
  • Strategic thinking and ownership mentality
  • Strong organizational and project management capabilities
  • Strong collaboration and written and verbal communication skills
  • Ability to work remotely
  • Willingness to learn and adapt to AI technologies
  • Work authorization without visa sponsorship

Lemonade Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lemonade and has not been reviewed or approved by Lemonade.

  • Healthcare Strength — Cigna-administered medical plans provide multiple options (EPO/OAP/OAPIN/HDHP) alongside dental, vision, prescription coverage, disability, and life/AD&D. 2026 plan materials and state notices indicate broad essential health benefits with mainstream networks.
  • Retirement Support — A tiered 401(k) match structure is documented, offering meaningful employer contributions when employees save. This complements equity grants/RSUs that are commonly included in total rewards.
  • Leave & Time Off Breadth — Employee-reported baselines around defined PTO and company holidays, plus flexible sick time, position time off as a strength. Parental leave is frequently described as generous for the U.S. context, though candidates should confirm current specifics.

Lemonade Insights

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The Company
HQ: New York, NY
1,200 Employees
Year Founded: 2015

What We Do

Our mission is simple: Create the world’s most loved insurance through technology and social impact. As a certified Public Benefit Corporation and B-Corp, Lemonade is constantly challenging how the insurance industry does business. We’re creating an experience that is fast, affordable, and hassle-free across renters, homeowners, pet, life and car insurance. And through our annual Giveback program, in which leftover premiums are donated to charities our customers choose, we’ve donated nearly $5 million to a variety of organizations in need.

Why Work With Us

We’ve set out to make insurance loveable, fast, simple, and socially impactful - words that aren’t often associated with this industry. We’re a Certified B-corp, the only US insurance company to never invest in polluting industries, and our annual Giveback program has donated nearly $5 million globally to nonprofits in need.

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