Senior FX Cross Border Payments and AI Engineer
Overview
As the world’s most global bank, Citi gives you the tools to be a trailblazer. We’re not just building technology; we’re building the future of banking. With thousands of employees located around the globe, we are an international team encompassing a broad range of teams, roles, and cultures, and we invite you to come and join us!
Citi’s technology team supports business operations in 100+ countries, across multiple lines of business spanning both Institutional and retail businesses.
The group works to optimize the IT environment by standardizing production platforms, reducing complexity, and introducing innovative solutions that provide new business capabilities, reduce total cost of ownership, and create a competitive advantage for Citi.
We want to regularly engage with talented individuals who are passionate about producing clean, testable code as part of a high performing team. We have found this to be way more important than experience in the financial sector.
We welcome applications from any industry and should you wish to apply your application will be reviewed for a multitude of Developer positions at varying levels.
What We do / The Team
- Citi FX has a physical presence in 83 countries with 1,400 dedicated staff giving us the largest FX presence of any bank globally. Foreign Exchange has been one of the defining businesses of Citi for much of its 200 year existence.
- Citi has the largest FX presence of any bank globally and we proudly put this down to delivering unrivalled service and insight to our clients. Increasing investment in technology has seen us roll out award winning applications. Technology is a central pillar for our plans to sustain and grow our FX business.
- Above all, we seek individuals who seek exceptional attitude and aptitude in the people they work with and have a demonstrated passion for delivering FX technology in support of our #1 FX business.
Role Overview/What will you do:
- As a Senior Java Engineer, your mission is to help shape our team of innovators and technologists toward creating next-level solutions that improve the way our business is run.
- Hands on technical implementation of Cross border FX payments and custody solutions using modern, cloud-native technologies and CI/CD workflows, focusing on consolidation, automation, and scalability.
- Drive the design and development of system architecture, work with end-users of the systems, and enhance the quality of deliverables Ensure staff follows Citi documented policy and procedures as well as maintain desktop procedures and supporting documentation for filings on a current basis and in comprehensive manner
- The successful candidate will work with teams across FX Technology implement solutions that benefit the business
- Collaborate with stakeholders across sales , trading , Quants and Product team to understand Payments needs, translate them into impactful data-driven solutions, and deliver these in partnership with technology.
- Design, Development, Testing of new features in the applications.
- Continual improvement of the software development lifecycle and quality of the product.
- 3rd line support of the production system (dedicated 24h support teams handle 1st / 2nd line).
- Mentoring junior members of the team.
- Contribute to defining and implementing best practices and processes for the department and ensure transparency and consistency across teams
Key Skills and Experience required –
- Master’s degree or above (or equivalent education) in a STEM discipline.
- Proven experience in software engineering and development, and a strong understanding of computer systems and how they operate.
- Hands on Experience in Java , Spring, Understanding of ultra-low-latency development practices.
- Proven understanding of FX highly preferred
- Well versed with AI coding tools like Devin , Claude code and Codex and delivered production grade applications.
- Proven track record of building new systems, replacing legacy systems and renovating existing systems
- Strong skill set in SQL / Databases
- Strong understanding of Messaging tech like Kafka, Solace , MQ etc.
- Writing production scale applications to use the Caching technologies.
- The candidate will have systems (software, hardware, networks) knowledge required to define solutions and trouble shoot issues
- Exceptional communicator who loves working with people, confident communicating at all levels from an individual team to the entire enterprise
- Highly credible hands on engineer, confident to deep dive into a product and codebase and offer detailed, constructive analysis and feedback
- Awareness of industry trends and leveraging new technologies as appropriate
Any Beneficial / Nice to have skills and experience:
- Understanding of Openshift , Kubernetes
- KDB knowledge
What we’ll provide you
By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:
- 27 days annual leave (plus bank holidays)
- A discretional annual performance related bonus
- Private Medical Care & Life Insurance
- Employee Assistance Program
- Pension Plan
- Paid Parental Leave
- Special discounts for employees, family, and friends
- Access to an array of learning and development resources
Visit our Global Benefits page to learn more.
Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self, every day. We want the best talent around the world to be energized to join us, motivated to stay and empowered to thrive.
#LI-AP2
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- Master’s degree or equivalent education in a STEM discipline
- Proven software engineering and software development experience
- Hands-on experience with Java and Spring
- Understanding of ultra-low-latency development practices
- Understanding of FX
- Experience using AI coding tools such as Devin, Claude Code, or Codex to deliver production-grade applications
- Experience building new systems, replacing legacy systems, and modernizing existing systems
- Strong SQL and database skills
- Strong understanding of messaging technologies such as Kafka, Solace, or MQ
- Experience building production-scale applications using caching technologies
- Software, hardware, and network systems knowledge for solution design and troubleshooting
- Strong communication and stakeholder collaboration skills
- OpenShift or Kubernetes experience
- KDB knowledge
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
