Senior FP&A Analyst

About Lead Bank

Lead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.

Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.

Financial Planning & Analysis Team at Lead

The Financial Planning & Analysis team ensures Lead's future by turning financial and operational data into actionable business strategy. Working closely with all team heads, they are responsible for budgeting, forecasting, scenario modeling, performance reporting, and strategic advising. They provide executive leaders with insight into all investments and growth initiatives, bringing clarity to complex decision-making. Their work guarantees that the company allocates resources thoughtfully and executes against its goals. It's a team built for analytical problem solvers who demonstrate great attention to detail, enjoy seeing the bigger picture, and want to learn and grow as a fast-growing fintech bank evolves.

Role Description:

We are looking to hire an FP&A Senior Analyst to join a growing team of finance and accounting professionals. The successful candidate will join our FP&A team, and play a crucial role in providing financial insights to stakeholders, supporting planning and forecasting activities, and contributing to the build and development of FP&A tools, all while working in a fast-paced environment for a growing company.

In this role you will:

• Develop and maintain financial models for strategic planning, budgeting, forecasting, and scenario planning

• Perform variance analysis to identify financial discrepancies and provide insights

• Ensure data accuracy and completeness through data cleansing and quality assurance procedures

• Build and prepare reports to communicate financial findings and recommendations

• Collaborate with cross-functional teams to gather data and support financial planning initiatives

• Build and improve cashflow planning processes and analytics

• Support the development of cost allocations and profitability analytics

• Clearly communicate financial data and analysis to stakeholders

• Document financial models and assumptions to ensure transparency and maintain institutional knowledge

• Demonstrate a mindset that balances operational excellence and continuous improvement

• Prepare ad hoc financial reporting and analysis as needed to support decision-making

• Perform all other duties as assigned

Qualifications:

• Bachelor’s degree in Finance, Accounting, or a related field

• 4-6 years of experience in FP&A, with Banking or Fintech experience preferred

• Experience building and maintaining financial models

• Skilled at analyzing financial data to identify trends, patterns, and key insights

• Proficient in Microsoft Excel, with additional skills in FP&A software like Vena and use of AI software preferred

• Intellectually curious

• Strong attention to detail, judgment, and analytical skills

• Ability to work independently and collaboratively in a fast-paced environment

What we offer

At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life

• Competitive compensation based on experience, geographic location, and role

• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits

• Flexible vacation policy

• A challenging and fulfilling opportunity to join an extremely experienced team in fintech

• A fun team environment where your career will be supported

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.

Zone 1: $130,000 - $150,000 (NYC)

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