Who Are We
HALA is a leading fintech player in the MENAP region that aims to redefine financial services and build the future bank of SMEs. HALA aims at empowering SMEs to start, run, and grow their businesses by providing them with cutting-edge financial and technological tools.
HALA currently holds multiple entities in UAE, Saudi Arabia and Egypt (including HALA Payments and HALA Logistics) and offers solutions that enable merchants to digitize their payments as well as manage their sales and operations.
Founded in 2017, HALA is currently licensed by the Saudi Arabian Central Bank.
Responsibilities :
- Lead the preparation, accuracy, and timely issuance of monthly, quarterly, and annual financial statements for the regulated entity in accordance with IFRS and SAMA regulatory standards, in close coordination with Group Finance.
- Ensure entity-level financial records are complete, accurate, and audit-ready, supporting group consolidation and statutory reporting processes.
- Lead the preparation and submission of all SAMA regulatory returns related to payments and lending activities, ensuring full alignment with regulatory expectations, inspection requirements, and reporting timelines.
- Liaise with third parties including but not limited to SAMA, auditors, and regulators for the regulated entity, with appropriate escalation to Group Finance where required.
- Own the entity-level preparation of management accounts, ensuring consistency, accuracy, and reconciliation with group reporting standards.
- Support Group Finance on budgeting, forecasting, and FP&A, providing entity-level inputs, assumptions, variance analysis, and operational insights.
- Lead the implementation and maintenance of a robust accounting framework for payments and lending portfolios, in line with IFRS, SAMA regulations, and group accounting policies.
- Oversee finance operations related to lending facilities, working capital, settlement flows, and safeguarding accounts, ensuring regulatory compliance and operational accuracy.
- Ensure full compliance with ZATCA requirements, including VAT filings and reconciliations, withholding tax, and corporate tax (where applicable), in coordination with Group Tax and advisors.
- Coordinate with internal audit, risk, compliance, and external advisors, ensuring alignment with group governance frameworks.
- Drive continuous enhancement and effective use of the ERP and financial systems, ensuring alignment with group standards and regulatory needs.
- Continuously assess, strengthen, and maintain internal controls, finance policies, and risk management practices at the entity level.
- Lead and develop the regulated entity finance team, driving accountability, performance, and strong regulatory culture, while operating within the Group Finance functional framework.
Professional Qualifications
Bachelor’s degree in finance, Accounting, or related field (Master’s preferred)
- Professional qualification such as SOCPA, CPA, ACCA, CA, or equivalent strongly preferred
Experience
- 10-15 years of progressive finance experience
- Strong hands-on experience in lending / financing businesses, including IFRS 9
- Experience within SAMA-regulated entities, Fintechs, banks, or finance companies strongly preferred
- Proven leadership of finance teams and complex finance operations
- Experience with ERP systems (Oracle, SAP, or equivalent)
Key Competencies
- Deep IFRS and regulatory payments/finance/lending expertise
- Strong understanding of CMA regulatory requirements
- Strong understanding of lending economics, credit risk, and portfolio accounting
- High integrity and regulatory mindset
- Leadership, succession readiness, and decision-making capability
- Ability to operate under regulatory scrutiny and executive pressure
We believe you will love working at HALA!
- We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
- We offer highly competitive compensation packages, including the potential for shares.
- We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
- Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
- We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
- You will be given a lot of responsibility and trust. We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.
Top Skills
What We Do
Our focus is to empower SMEs to manage, run, and grow their businesses seamlessly with our all-in-one platform. We're building the future bank of SMEs—where managing finances is not just about transactions but about empowering businesses to achieve their fullest potential. By embracing innovation and fostering strong relationships, we push the boundaries of what’s possible, offering not just financial solutions but a movement for change. Join us as we continue to support SMEs in their journey toward success and redefine the banking landscape with integrity and creativity.
