The Monitoring & Surveillance function is responsible for ensuring that insurance sales and advisory activities are conducted in accordance with regulatory requirements, internal policies, and quality standards. This role supports the business by monitoring sales conduct, assessing advisory quality, and strengthening competency and compliance across distribution channels.
Key Responsibilities:
1. Sales Monitoring & Surveillance
Conduct monitoring and review of insurance sales and advisory processes to ensure compliance with regulatory requirements and internal standards.
Identify trends, recurring issues, and quality gaps arising from monitoring activities.
Apply risk-based approaches to assess sales practices and advisory outcomes.
2. Quality Assurance & Risk Identification
Analyse monitoring results, complaints, and incidents to identify emerging risks and early-warning indicators.
Highlight control gaps, thematic issues, and areas requiring remediation or capability uplift.
Support the continuous enhancement of sales quality and advisory standards.
3. Training & Competence Support
Partner with Training & Competence stakeholders to provide insights that inform training needs and competency frameworks.
Contribute to initiatives that strengthen representative capability, ethical conduct, and customer outcomes.
4. Stakeholder Collaboration & Governance
Work closely with distribution units and internal partners to address identified issues and implement corrective actions.
Support governance processes, documentation, and reporting related to monitoring and surveillance activities.
Manage multiple timelines, schedules, and deliverables effectively.
Qualifications and Requirements:
Bachelor’s degree in Risk Management, Business Administration, or a related field.
Minimum 3-5 years of Sales, Sales Quality, Training & Competency, Compliance or other control functions.
Good understanding of distribution processes, regulatory expectations, and/ or sales quality.
Skilled in testing methodologies, and evidence validation.
High attention to detail and strong execution discipline.
Excellent communication, facilitation, and stakeholder management skills.
Opportunity to contribute to the development of innovative insurance solutions that make a meaningful impact on customers' lives.
Collaborative and inclusive culture that supports learning, growth, and career development.
Exposure to senior stakeholders and strategic business initiatives.
Flexible and supportive work environment focused on well-being and professional success.
About Manulife and John Hancock
Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.
Manulife is an Equal Opportunity Employer
At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [email protected].
Working Arrangement
Skills Required
- Bachelor's degree in Risk Management, Business Administration, or a related field
- 3-5 years of experience in Sales, Sales Quality, Training and Competency, Compliance, or another control function
- Understanding of distribution processes, regulatory expectations, and/or sales quality
- Skills in testing methodologies and evidence validation
- High attention to detail and strong execution discipline
- Excellent communication, facilitation, and stakeholder management skills
Manulife Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Manulife and has not been reviewed or approved by Manulife.
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Healthcare Strength — Healthcare coverage is portrayed as comprehensive, spanning medical, dental, prescription drugs, vision, critical illness, and short- and long-term disability. Mental-health support is emphasized via EAP-style services and high annual coverage limits in some regions, alongside wellness programs and navigation tools.
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Retirement Support — Retirement offerings are positioned as a meaningful part of total rewards, including group RRSP/defined contribution pension options and employer matching in some cases. Ownership-related programs such as share purchase/stock options are also described as available for eligible employees.
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Flexible Benefits — Benefits are described as robust and flexible, with customizable packages and spending-account style options in some plans. Digital tools (mobile app/claims) and reward-linked wellness programs are framed as making benefits easier to use and more engaging.
Manulife Insights
What We Do
Manulife is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, we operate as Manulife across our offices in Canada, Asia, and Europe, and primarily as John Hancock in the United States. We have more than 40,000 employees, over 116,000 agents serving ~34 million customers worldwide, and over $1.3 trillion in assets under management and administration. Visit www.Manulife.com to find out more. For Manulife terms of use, please visit http://bit.ly/SM_Terms
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